Remortgage Scheme
Clear debts through insolvency solicitor
Interest Rate (p.a.) HIBOR+1.30%
Interest Rate Cap: P-2.25% (P: 5.875%)=3.625%
Up to 3.05%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio up to 80%
Other Properties Offers
Mainland China Property Refinancing
Free-hold properties cash-out through refinancing
Annualized interest rate as low as P-2.1% ( P: 6.125% ) = 4.025%
Loan amount up to 70% of the Property’s appraised value,
Repayment period of up to 20 years
Industrial Properties Mortgage Plan
Interest Rate (p.a.): Up to P-2.5%
Interest Rate Cap P-2.5% (P:6.125) =3.625%
Up to 1%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 60%
Loan Tenor up to 20 years
Commercial, retail shop Property Mortgage Plan
Interest Rate (p.a.): Up to P-2.5%
Interest Rate Cap P-2.5% (P:6.125) =3.625%
Up tp 1%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio: up to 60%
Loan Tenor: up to 25 years
Car Park Mortgage Plan
Interest Rate (p.a.) up to P-2.15% (P:5.375%)
Net Rate (p.a.) 3.225%
2-year Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 15 years
Share Transfer Scheme
Contribution for net interest only
Interest Rate (p.a.) 12%
Repayment Penalty Period: 2 months
Loan-to-Value Ratio up to 70%
Bridging Loan Scheme
To help for those who have insufficient down payment
Interest Rate (p.a.) 9%
Loan-to-Value Ratio up to 80%
Loan Tenor 3 to 6 months
Property with Tenancy Mortgage Plan
Interest Rate (p.a.) Up to HIBOR+1.30%
Interest Rate Cap P-2.25% (P:5.375%) =3.125%
Cash Rebate 2.30%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 30 years
Remarks
*Property value up to HK$10m，maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$15m, maximum LTV ratio up to 80%. Property value above HK$15m and up to HK$17.15m, maximum LTV ratio 70% - 80% (subject to a loan cap of HK$12m). Property value HK$17.15m and up to HK$30m, maximum LTV ratio up to 70%. For further information please contact us. WHATSAPP: 56622730
**To get extra bonus rebate, please contact us.
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2024-03-28: 4.80143
