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Remortgage Scheme

Interest Rate Cap: P-2.25% (P: 5.375%)=3.125%

Repayment Penalty Period: 2 years

Loan-to-Value Ratio up to 80%

Mainland China Property Refinancing

Loan amount up to 70% of the Property’s appraised value,

Repayment period of up to 20 years

Industrial Properties Mortgage Plan

Interest Rate Cap P-2.15% (P:5.375) =3.225%

2 years Repayment Penalty Period

Loan-to-Value Ratio up to 50%

Loan Tenor up to 20 years

Commercial, retail shop Property Mortgage Plan

Interest Rate (p.a.): Up to HIBOR+1.70%

Interest Rate Cap P-2.15% (P:5.375) =3.225%

Repayment Penalty Period: 2 years

Loan Tenor: up to 25 years

Car Park Mortgage Plan

Net Rate (p.a.) 3.225%

2-year Repayment Penalty Period

Loan-to-Value Ratio up to 50%

Share Transfer Scheme

Interest Rate (p.a.) 12%

Repayment Penalty Period: 2 months

Bridging Loan Scheme

Loan-to-Value Ratio up to 80%

Property with Tenancy Mortgage Plan

Interest Rate (p.a.) Up to HIBOR+1.30%

Interest Rate Cap P-2.25% (P:5.375%) =3.125%

Cash Rebate 2.30%

2 years Repayment Penalty Period

Loan Tenor up to 30 years

Remarks

*Property value up to HK$10m,maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$12m, maximum LTV ratio up to 80%. Property value above HK$12m and up to HK$19.2m, maximum LTV ratio 50% - 80% (subject to a loan cap of HK$9.6m). For further information please contact us. WHATSAPP: 56622730
**with extra bonus rebate, please contact us

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of 2022-12-30: 4.34643

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