Reach us via WHATSAPPHome Ownership Scheme (HOS) Mortgage
As low as P-2.50% for the whole period (P: 5.375%)
Great interest rates as low as 2.875%
Up to 2.2% cash rebate
2-year penalty period
Up to 95% mortgage
Up to 25 years repayment period
Offers
First Hand Property Mortgage
Full period as low as HIBOR+1.3%
Lock-in upper limit P-2.5% (P: 5.375%) =2.875%
Up to 2.30%** cash rebate
2-year penalty period
Up to 80% to 90%* Mortgage
Up to 30 years repayment period
Second-hand Mortgage Hong Kong
Full period as low as HIBOR+1.3%
Lock-in upper limit P-2.25% (P: 5.375%) =3.125%
Up to 2.30%* cash rebate
2-year penalty period
Up to 80% to 90% Mortgage
Up to 30 years repayment period
Home Ownership Scheme (HOS)
Interest Rate (p.a.): P-2.50% (P:5.0%)
Net Rate (p.a.): 2.50%
Cash Rebate up to 2%
Repayment Penalty Period 2 years
Loan-to-Value Ratio: up to 95%
Loan Tenor up to 25 years
High LTV Scheme
UA Finance — Property Owner’s Loan
Low Interest Rate Mortgage Plan
Interest Rate (p.a.): HIBOR+1.30%
Interest Rate Cap P-2.5% (P: 5.375%) =2.875%
Cash Rebate up to 2% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
Stress Test Exemption Scheme
exemption to the stress test
Interest Rate (p.a.): P+1.0% (P:5.875%)
Net Rate (p.a.): 6.875%
Loan-to-Value Ratio: 60% or up to 70%
Loan Tenor up to 25 years
Remortgage Scheme
Clear debts through insolvency solicitor
Interest Rate (p.a.) HIBOR+1.30%
Interest Rate Cap: P-2.25% (P: 5.375%)=3.125%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio up to 80%
Remarks
*Property value up to HK$10m，maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$12m, maximum LTV ratio up to 80%. Property value above HK$12m and up to HK$19.2m, maximum LTV ratio 50% - 80% (subject to a loan cap of HK$9.6m). For further information please contact us. WHATSAPP: 56622730
**with extra bonus rebate, please contact us
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2023-02-28: 3.03167
