Ricacorp Mortgage Agency provides one-stop HOS mortgage referral services in Hong Kong. Whether you are a green form or white form buyer, looking for new or second-hand HOS flats, our HOS mortgage experts are here to offer in-depth analysis and comprehensive HOS mortgage services. We tailor-make exclusive HOS mortgage referral solutions based on your requirements and guide you through the complicated mortgage procedures to easily achieve your home purchase goals in Hong Kong.

Features of HOS Mortgage Scheme

As low as P-1.75% for the whole period (P: 5.875%)
Great interest rates as low as 4.125%
Up to 2.15%* cash rebate
2-year penalty period
Up to 95% mortgage
Up to 25 years repayment period

Free Mortgage Pre-assessment

Whether you are interested in a new HOS flat or wish to tap into the second-hand HOS housing market with unpaid land premiums, if you want to understand your ability to pay, or want to know more about the valuation of your favourite property, look no further than our free property valuation. Compared to online banking, our valuation service stays closer to market conditions. You can get a more accurate calculation of the monthly repayment amount and potential interest expense, hence picking a mortgage plan that suits you the most.

Contact us

If you are interested in our HOS Mortgage Referral Service for the Hong Kong market, or want to know more about our various mortgage plans, welcome to WhatsApp us at 56622730, or email us at mortgage@ricacorp.com, our experienced mortgage experts are happy to help by providing advice and analysis, so that you could easily achieve your real estate goals. All consulting services are at absolutely $0 cost.


*with extra bonus rebate, please contact us