Interest Rate (p.a.): P-2.5% (P:5.625%)
Net Rate (p.a.): 3.125%
Cash Rebate up to 1%
Repayment Penalty Period 2 years
Loan-to-Value Ratio: up to 80% (value at or below $10M) & up to 70% (value at or below $30M)
Loan Tenor up to 25 years
Annualized interest rate as low as P-2% ( P: 5.375% ) = 3.375%
Loan amount up to 70% of the Property’s appraised value,
Repayment period of up to 20 years
Net Rate (p.a.): 12% - 15.0%
Negotiable Repayment Penalty Period
Loan-to-Value Ratio up to 80%
Interest Rate (p.a.): HIBOR+1.4%
Interest Rate Cap P-2.25% (P:5.375%) =3.125%
Cash Rebate up to 1.0%
Repayment Penalty Period 2 years
Loan-to-Value Ratio up to 60%
Interest Rate (p.a.): Up to HIBOR+1.70%
Interest Rate Cap P-2.15% (P:5.375) =3.225%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 20 years
Interest Rate (p.a.): Up to HIBOR+1.70%
Interest Rate Cap P-2.15% (P:5.375) =3.225%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio: up to 50%
Loan Tenor: up to 25 years
Interest Rate (p.a.) up to P-2.15% (P:5.375%)
Net Rate (p.a.) 3.225%
2-year Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 15 years
Interest Rate (p.a.): HIBOR+1.40%
Interest Rate Cap P-2.25% (P:5.375%) =3.125%
Cash Rebate up to 1%
contact us for more information about Penalty Period
Loan-to-Value Ratio: 80% or up to 90%*
Loan Tenor up to 30 years
Interest Rate (p.a.): HIBOR+1.30%
Interest Rate Cap P-2.5% (P:5.625%) =3.125%
Cash Rebate up to 2.30% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
*Property value up to HK$10m，maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$12m, maximum LTV ratio up to 80%. Property value above HK$12m and up to HK$19.2m, maximum LTV ratio 50% - 80% (subject to a loan cap of HK$9.6m). For further information please contact us. WHATSAPP: 56622730
**with extra bonus rebate, please contact us
Hong Kong Interbank Offered Rate (HIBOR), as of 2022-12-30: 4.34643
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