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Deposit-linked Mortgage Plan

Interest Rate (p.a.): HIBOR+1.30%

Interest Rate Cap P-2.5% (P:6.00%) =3.50%

Repayment Penalty Period 2 years

Loan-to-Value Ratio 80% or up to 90%*

Loan Tenor up to 30 years

Share Transfer Scheme

Interest Rate (p.a.) 12%

Repayment Penalty Period: 2 months

Bridging Loan Scheme

Loan-to-Value Ratio up to 80%

Property with Tenancy Mortgage Plan

Interest Rate (p.a.) Up to HIBOR+1.30%

Interest Rate Cap P-2.25% (P:5.375%) =3.125%

Cash Rebate 2.30%

2 years Repayment Penalty Period

Loan Tenor up to 30 years

Village House Mortgage Plan

Interest Rate Cap. P-2.25% (P:5.375%) = 3.125%

Cash Rebate 0.2%-1.0%

2-year Repayment Penalty Period

Loan-to-Value Ratio up to 85%*

Loan Tenor up to 30 years

Remarks

*Property value up to HK$10m,maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$15m, maximum LTV ratio up to 80%. Property value above HK$15m and up to HK$17.15m, maximum LTV ratio 70% - 80% (subject to a loan cap of HK$12m). Property value HK$17.15m and up to HK$30m, maximum LTV ratio up to 70%. For further information please contact us. WHATSAPP: 56622730
**To get extra bonus rebate, please contact us.

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of 2024-03-28: 4.80143

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