The Hong Kong Monetary Authority announced the results of the residential mortgage survey for August 2025.
The number of mortgage applications in August decreased month-on-month by 6.7% to 8,405.
Mortgage loans approved in August decreased by 6.3% compared with July to HK$28.7 billion. Among these, mortgage loans financing primary market transactions decreased by 0.7% to HK$10.7 billion and those financing secondary market transactions decreased by 11.9% to HK$14.6 billion. Mortgage loans for refinancing increased by 4.1% to HK$3.3 billion.
Mortgage loans drawn down during August increased by 4.5% compared with July to HK$19 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 95.7% in July to 94.4% in August. The ratio of new mortgage loans priced with reference to best lending rates increased from 1.2% in July to 1.3% in August.
The outstanding value of mortgage loans increased month-on-month by 0.1% to HK$1,888.3 billion at end-August.
The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2025.9.30)
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