Phase 2 of THE SOUTHSIDE (La Marina) Conventional Mortgage Plan:
| LA MARINA Special mortgage offers | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.37%^ |
| Loan-to-Value Ratio | Up to 50% |
| Loan Tenor | up to 30 years |
| Cash Rebate | Up to 1.4% |
**The above offers are subject to terms and conditions. For further information please contact us.（WHATSAPP: 9608 3114）
If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%. You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html
* For free professional mortgage services, please feel free to contact us:（WHATSAPP: 9608 3114）
LA MARINA Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A) 180-day Cash Payment Plan | -Preliminary Deposit：5% -Within 180 days after signing of the preliminary agreement ：95% | 8% |
| (B) 180-day Standby First Mortgage Payment Plan | -Preliminary Deposit：5% -Within 180 days after signing of the preliminary agreement ：95% | 5.5% |
| (C) 360-day Cash Payment Plan | -Preliminary Deposit：5% -Within 180 days after signing of the preliminary agreement：5% -Within 360 days after signing of the preliminary agreement：90% | 6% |
| (D) Stage Payment Plan | -Preliminary Deposit：5% -Within 180 days after signing of the preliminary agreement：5% -Within 14 days after the date of the notification to the Purchaser：90% | 4% |
| LA MARINA extra Discount | Discount |
| 1. “Early Bird” Discount | 3% |
| 2. “Superior southside living” Benefit | 3% |
| 3. “Kerry Homes Member” Benefit | 1% |
| 4. “Sino Club Member” Benefit | 1% |
| 3. “Subsidy of Stamp Duty” Benefit | 4% |
Standby First Mortgage Loan offered by the Vendor:
| Payment Plan | only applicable to Purchasers who choose Terms of Payment (B) |
| Rate | P – 2.75% ( P currently is 5.25% per annum.) |
| Loan Amount | a maximum loan amount equivalent to 70% of the Transaction Price |
| Loan Tenor | ▲ maximum tenor shall be 25 years |
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.
Service Hotline : 2836 6121 / 2836 6183
WHATSAPP: 9608 3114
Email: mortgage@ricacorp.com
Mortgage Consultant：Carmen Yim
Whatsapp: 90997685
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb
