The Hong Kong Monetary Authority announced the results of the residential mortgage survey for April 2025.

The number of mortgage applications in April decreased month-on-month by 7.8% to 7,795.  

Mortgage loans approved in April increased by 2.4% compared with March to HK$25.3 billion.  Among these, mortgage loans financing primary market transactions decreased by 7.5% to HK$9.3 billion and those financing secondary market transactions increased by 17.6% to HK$13.7 billion.  Mortgage loans for refinancing decreased by 23.5% to HK$2.3 billion. 

Mortgage loans drawn down during April increased by 7.7% compared with March to HK$17.1 billion. 

The ratio of new mortgage loans priced with reference to HIBOR increased from 90.4% in March to 91.8% in April.  The ratio of new mortgage loans priced with reference to best lending rates decreased from 3.2% in March to 2.3% in April.

The outstanding value of mortgage loans increased month-on-month by 0.2% to HK$1,881.9 billion at end-April. 

The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.

Source:The Hong Kong Monetary Authority (2025.5.30)

Service Hotline: 2836 6121 / 2836 6183
Signal / WHATSAPP: 5662 2730

Email: mortgage@ricacorp.com

download app store icon 4
download our app icon 23 e1662005373862

Download APP on App Store ad Google Play

Featured News: Mortgage Statistics

You may also interested articles