The Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2025.
The number of mortgage applications in June increased month-on-month by 4.8% to 8,581.
Mortgage loans approved in June increased by 3.3% compared with May to HK$27.5 billion. Among these, mortgage loans financing primary market transactions increased by 4.2% to HK$9.3 billion and those financing secondary market transactions increased by 2.4% to HK$15 billion. Mortgage loans for refinancing increased by 5.2% to HK$3.2 billion.
Mortgage loans drawn down during June increased by 8.9% compared with May to HK$17.7 billion.
The ratio of new mortgage loans priced with reference to HIBOR increased from 93.4% in May to 94.7% in June. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9% in May to 1.7% in June.
The outstanding value of mortgage loans increased month-on-month by 0.1% to HK$1,885.6 billion at end-June.
The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：The Hong Kong Monetary Authority (2025.7.31)
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