The Hong Kong Monetary Authority announced the results of the residential mortgage survey for October 2025.
The number of mortgage applications in October decreased month-on-month by 0.7% to 8,255.
Mortgage loans approved in October were HK$31.3 billion, broadly unchanged compared with September. Among these, mortgage loans financing primary market transactions decreased by 2.1% to HK$12.4 billion and those financing secondary market transactions increased by 3.4% to HK$16 billion. Mortgage loans for refinancing decreased by 8.4% to HK$3 billion.
Mortgage loans drawn down during October decreased by 3.5% compared with September to HK$20.1 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 92.6% in September to 91.9% in October. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.5% in September to 1.3% in October.
The outstanding value of mortgage loans increased month-on-month by 0.8% to HK$1,907.4 billion at end-October.
The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2025.11.28)
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