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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
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  • Apply Now
  • Latest News
    • First Hand Properties
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    • Mortgage Tips and Tricks
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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20200103 04 Mortgage Tips and Tricks

按揭擔保人有甚麼條件?

上篇提到,做按揭擔保人的注意事項,今篇講講,找擔保人要注意哪幾項? 誤解1: 一定要是香港...

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03.01.2020
20191231 04 Mortgage Tips and Tricks

做咗按揭擔保人,自己上車難度增大?

附上圖表解釋做了擔保人後,日後再置業的入息要求等影響: 申請按揭時,如入息未能通過壓力測試...

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30.12.2019
20191227 002 Mortgage Tips and Tricks

小額債務成為按揭批出有阻滯的元兇?

不少人買樓前,都會先行計一計自己是否能通過壓力測試。不過,如果有 小額貸款/ 私貸等,都有...

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27.12.2019
20191220 Mortgage Tips and Tricks

樓齡高 的 未補價居屋/ 公屋,按揭如何計算?

假設例子:屯門良景邨 未補價單位買入價210萬元 前兩篇提到,白居二買家要注意未補價居屋及...

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20.12.2019
退休人士做到按揭嗎? Mortgage Tips and Tricks

退休人士做到按揭嗎?

不時有客戶問到,已經退休,但有意置業,能否做到按揭? 要視乎 客戶 是否符合以下條件: 提...

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16.12.2019
不少「白居二」買家都會認為購買未補價的「公屋」與「居屋」按揭做法是一樣的!事實又是否這樣呢?綠表居屋按揭成數如何計算? Mortgage Tips and Tricks

未補價「居屋」 VS 「公屋」 按揭的差異

不少「白居二」買家都會認為購買未補價的「公屋」與「居屋」按揭做法是一樣的!事實又是否這樣呢...

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06.12.2019
20191203 Mortgage Tips and Tricks

新按保解謎系列:轉按點計先有著數?( 下集 )

上期講到,按A生原意,套現成本頗高。 事實上,如此操作不單止成本高,仲伴隨相應風險! 風險...

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03.12.2019
20191129 04 Mortgage Tips and Tricks

新按保解謎系列: “轉按” 或加按套現 點計先有著數?(上集)

新按保下,1000萬元物業可以借到80%,令到坊間又出現一堆”套現財技R...

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29.11.2019
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【專家樓評】黃詠欣:用新按保套現買樓有着數?

最近有一個案,客戶希望以坊間教授的新按保「套現財技」,以近親轉讓方式將物業轉售給太太,自己...

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28.11.2019
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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