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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
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    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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按揭通識

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曽經破產,可以做按揭擔保人嗎? WHAT'S NEW

【真實個案】破產令解除後,可以做到按揭擔保人嗎?

客人現職為公務員,剛買入一個約為800萬元新盤,由於他個人入息不足以通過壓力測試,他在買入...

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22.04.2021
捱義氣做擔保人,日後做按揭有影響嗎? WHAT'S NEW

【按揭快問快答】捱義氣做擔保人,日後做按揭有影響嗎?

問:助親友做按揭擔保人,有沒有潛在風險?要注意甚麼? 注意事項: 1.  按揭成數方面 9...

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15.04.2021
銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識 WHAT'S NEW

銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識

於拍賣場購入物業,查契往往是眾多環節中最要留意的一環,未查契便舉手購入物業,等同測試自己的...

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10.04.2021
濛查查買入凶宅自住10多年,但為何當年能承造按揭呢﹖ WHAT'S NEW

矇查查買入凶宅自住10多年,但為何當年能承造按揭呢?

曲折離奇 真實個案分享: 客戶於10多年前以破頂價追入一個大型上車屋苑的單位,當時順利做到...

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08.04.2021
兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識 WHAT'S NEW

兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識

一般來說,按揭申請是受到年齡限制,大部份銀行在計算按揭年期時會以75減,只有少數銀行會用8...

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01.04.2021
六旬董事做擔保 幫人買樓有難度!  WHAT'S NEW

有富豪董事做擔保人 申請按揭都有難度?

當買入新盤在發展商發出收樓通知書後,會預留14日免息期給買家作付款安排,之後7日開始收息。...

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31.03.2021
近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將結婚的兒子買樓,不過他自行到長州的銀行分行查詢,都拒絕其申請,這位慈父經朋友介紹下找我們幫忙,經了解後,發現這個案有幾個比較棘手的地方 WHAT'S NEW

離島屋仔套現難題?

近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將...

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25.03.2021
奉勸各位需要父母幹幫手上車嘅朋友,意外嘅嘢唔止超乎常人想像,仲可以令你要幾委屈有幾委屈,找我們搵按揭專員Youri為你度身訂造最低息按揭計劃。 文生(Youri)WhatsApp: 98880969 WHAT'S NEW

父母資助子女首期,銀行要求證明資金來源?

樓價高企,年青人要結婚「上車」置業,有家人財力支持當然好。不過,即使有父母資助充足首期,做...

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18.03.2021
買新盤遇上不良按揭中介收手續費+公司拖糧!未能如期上會如何解決|按揭通識 WHAT'S NEW

買新盤遇上不良按揭中介收手續費+公司拖糧!未能如期上會如何解決|按揭通識

之前筆者遇到一個個案,客人購入一手物業,原定於上年7月上會,由於收息證明不足,他擔心未能在...

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13.03.2021
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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