Skip to Content
   
  • 繁體
  • English
  • 简体
  • Products
    • Hot Offers
      • Low Interest Rate Mortgage Plan
      • HOS Mortgage
      • WSM Mortgage
    • First Hand Properties
    • Second Hand Properties
    • Residential Property Offers
      • Remortgage & Second Mortgage
    • Personal Loan
    • Other Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyer Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Compass
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  • 繁體
  • English
  • 简体
利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 按市動態
  4. /
  5. 按揭通識

按揭通識

Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
banner_mobile_2
previous arrow
next arrow
不少人都會用孖展去抽新股,但原來這筆孖展會在銀行月結單顯示為貸款,這樣可能會影響到按揭審批。 WHAT'S NEW

【#真實案例】用孖展抽新股 竟然影響按揭審批?

有借過孖展的朋友應該知道在銀行月結單上,孖展額會列入「貸款金額」一欄,由於銀碼通常不小,如...

閱讀更多
13.05.2021
如何善用甩名財技,零首期一變二 WHAT'S NEW

甩名完美示範,零首期一變二

真實個案 背景:公務員的夫婦,分別是55及60歲,正計劃退休後生活及理財目標。 他們已看中...

閱讀更多
06.05.2021
過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸報告是會留下紀錄,最近我們收到的求助個案,便與這個紀錄出錯相關 WHAT'S NEW

銀行紀錄出錯 申按揭仍有計

客戶購入商舖,自行向兩間銀行申請按揭,不久便獲其中一間銀行回覆在其信貸報告中,看到有其他銀...

閱讀更多
29.04.2021
曽經破產,可以做按揭擔保人嗎? WHAT'S NEW

【真實個案】破產令解除後,可以做到按揭擔保人嗎?

客人現職為公務員,剛買入一個約為800萬元新盤,由於他個人入息不足以通過壓力測試,他在買入...

閱讀更多
22.04.2021
捱義氣做擔保人,日後做按揭有影響嗎? WHAT'S NEW

【按揭快問快答】捱義氣做擔保人,日後做按揭有影響嗎?

問:助親友做按揭擔保人,有沒有潛在風險?要注意甚麼? 注意事項: 1.  按揭成數方面 9...

閱讀更多
15.04.2021
銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識 WHAT'S NEW

銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識

於拍賣場購入物業,查契往往是眾多環節中最要留意的一環,未查契便舉手購入物業,等同測試自己的...

閱讀更多
10.04.2021
濛查查買入凶宅自住10多年,但為何當年能承造按揭呢﹖ WHAT'S NEW

矇查查買入凶宅自住10多年,但為何當年能承造按揭呢?

曲折離奇 真實個案分享: 客戶於10多年前以破頂價追入一個大型上車屋苑的單位,當時順利做到...

閱讀更多
08.04.2021
兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識 WHAT'S NEW

兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識

一般來說,按揭申請是受到年齡限制,大部份銀行在計算按揭年期時會以75減,只有少數銀行會用8...

閱讀更多
01.04.2021
六旬董事做擔保 幫人買樓有難度!  WHAT'S NEW

有富豪董事做擔保人 申請按揭都有難度?

當買入新盤在發展商發出收樓通知書後,會預留14日免息期給買家作付款安排,之後7日開始收息。...

閱讀更多
31.03.2021
« Previous 1 … 14 15 16 17 18 … 46 Next »
Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
Artboard 20 copy
previous arrow
next arrow
  • 搜尋文章

  • 類別

    • First Hand Properties
    • Market Research
    • Mortgage Statistics
    • Mortgage Tips and Tricks
    • News Channel
    • WHAT'S NEW
  • 按月分類

  • 最新文章

    • 2025.08.01 | Mortgage Statistics, WHAT'S NEW

      Residential mortgage loans in negative equity: End of June 2025
    • 2025.08.01 | Mortgage Statistics

      Residential Mortgage Survey Results for June 2025
    • 2025.07.02 | Mortgage Statistics

      Residential Mortgage Survey Results for May 2025
    • 2025.06.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for April 2025
    • 2025.05.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for March 2025
  • 常用標籤

    best mortgage rates first-hand residential properties mortgage first hand properties mortgage HIBOR Mortgage Plan higher-loan-to-value-ratio home mortgage Home mortgage loans loan to value requirement low-interest-rate mortgage cash rebates mortgage insurance premium rate mortgage insurance program Mortgage Insurance Programme mortgage interest expenses mortgage rate hk mortgage rebates mortgage stress test second hand residential property mortgage 住宅按揭統計調查 按揭

If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

地產代理(公司)牌照號碼:C-002504

© 2025 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited, all rights reserved. Terms of use and privacy policy

本網站使用cookie來改善您的體驗。 我們假設您對此表示滿意,但是您可以選擇退出。Cookie 設定接受
隱私和Cookies政策

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT