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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Mortgage Tips and Tricks
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 非固定收入

非固定收入

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日前有新聞報道,一位人氣男團成員疑豪擲近千萬元,一口氣購入兩個大埔新樓盤單位,該名藝人受訪時還打趣指自己是「逆市奇葩」,只靠上網做資料搜集便毅然決定入市。實情隨著啟德體育園開幕,外界相信香港將會陸續有更多大型騷出現,繼而帶動從事相關行業的人士的收入。假如讀者當中也有藝人或者兼職從事演藝行業的人士(如舞者、音樂製作人,編劇等),或要留意基於其非固定收入模式,銀行審批其按揭申請時會有不同要求。 WHAT'S NEW

非固定收入 | 按揭入息要求 | 從事演藝行業等於彈性收入人士?等於與按保無緣?

日前有新聞報道,一位人氣男團成員疑豪擲近千萬元,一口氣購入兩個大埔新樓盤單位,該名藝人受訪...

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31.03.2025
按揭申請一般需要一系列文件,包括身份證明文件、買賣合約、入息證明,及信貸報告(由銀行直接向信貸機構索取)等。其實銀行最怕的是壞帳,對於申請文件諸多要求,說到底是為了弄清楚到底申請人入息是否當真有能力償清貸款。近期我們曾接觸一個個案,客戶在一年間先由航空公司地勤轉投私人公司任私人秘書,任職不足三個月再轉投私家醫院負責接待和文書工作,其實兩次轉工,開工前的空窗期不算長,最長乃三個多星期,不過客戶申請按揭時,因為只能就現時任職的工作提供一個月糧單,銀行質疑她未必有穩定收入,最終拒批按揭。 News Channel

按揭入息 | 年尾轉工 申請按揭有麻煩?專家分析兩大要素

按揭申請一般需要一系列文件,包括身份證明文件、買賣合約、入息證明,及信貸報告(由銀行直接向...

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12.12.2024
數年前在疫情嚴峻時,政府曾一度禁止市民於食肆內堂食,導致不少外賣平台應運而生亦廣受大眾歡迎,當時有部份人更藉此機會投身成為「外賣送遞員」,大家千萬不要小窺這個行業,其實在高峰期「外賣送遞員」月入可高達三萬多元,比一份全職工作還要高薪,而且工作時間亦相當彈性,雖然現時薪金比疫情時有所下調,但勤力工作的話每月依然可有兩萬多元收入。不過始終這份職業既不是全職亦不會有固定入息,若然打算置業並申請按揭會否相當困難呢? WHAT'S NEW

非固定收入 | 外賣平台收入 | 「外賣送遞員」申請按揭批唔批?

數年前在疫情嚴峻時,政府曾一度禁止市民於食肆內堂食,導致不少外賣平台應運而生亦廣受大眾歡迎...

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09.08.2024
入息非固定 按揭收入如何計算? | 裝修佬 | 裝修資訊站 WHAT'S NEW

入息非固定 按揭收入如何計算? | 裝修佬 | 裝修資訊站

不少人士屬非固定收入一族,銀行對其按揭入息證明要求較多,通常需要六個月以上收入紀錄,部分甚...

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13.02.2023
從事直銷行業,無底薪,可做高成數按揭嗎? WHAT'S NEW

從事直銷行業,無底薪,可做高成數按揭嗎?

客戶由於沒有底薪,僅有佣金收入,可以做到高成數按揭嗎?...

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18.05.2022
靠疫情翻身,抗疫物資公司老闆成功上車實例 WHAT'S NEW

靠疫情翻身,抗疫物資公司老闆成功上車實例|黃詠欣

過去兩年疫情,不論對香港經濟及樓價都有一定影響,部分受到政府限聚措施影響的行業,更是收入大...

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13.04.2022
買樓前必要知的按揭申請流程:【按揭新手懶人包】 ─ 按揭流程篇 WHAT'S NEW

買樓前必要知的按揭申請流程:【按揭新手懶人包】 ─ 按揭流程篇

買樓前學定按揭流程 在正式榮升「業主」之前,買樓人士除了要預備足夠的首期,還要預留充足的時...

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17.12.2021
的士司機做按揭,入息點計數? WHAT'S NEW

的士大哥無糧單   申請按揭遇困難?

的士司機在申請按揭時如果無法提供稅單或糧單等入息證明文件,銀行多數不會批出60%以上的高成...

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23.07.2021
後生仔傾吓計 睇睇邊間按揭抵! WHAT'S NEW

後生仔傾吓計 睇睇邊間按揭抵!

年輕人要置業「上車」一點也不容易,即使已經出來社會工作一段時間,平日有認真儲蓄及投資,可能...

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07.01.2021
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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