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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 壓力測試

壓力測試

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20200611 oncc web e1591931807807 WHAT'S NEW

【專家樓評】黃詠欣:銀行收緊按揭方法千奇百怪?

市場不斷有消息指銀行收緊按揭,事實上筆者發現近日銀行的取態跟過往幾年有所不同,可謂千變萬化...

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11.06.2020
20200319 ETNET WHAT'S NEW

利嘉閣按揭﹕未過壓測按保有機會被加息 收緊按揭審查為個別情況

新冠肺炎全球大流行,近期傳出有個別銀行收緊高危行業人士的按揭申請,利嘉閣按揭代理董事總經理...

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19.03.2020
苦惱 WHAT'S NEW

疫境按揭:銀行收緊按揭? 謎題逐一拆解!

近兩日不少報道提到銀行”落雨收傘”,收緊高危行業人士的按揭申請,實...

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19.03.2020
爆壓測都照批?! 銀行:有限額! WHAT'S NEW

爆壓測都照批?! 銀行:有限額!

去年10月推出新按保計劃,其中一個特點係:爆壓測,加按揭保費,都一樣有機會批。 不過,小編...

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13.03.2020
20200228 WHAT'S NEW

疫境按揭系列:疫境之下,做按揭要注意的3件事!

1.銀行WFH 不少銀行都仍然正實行 WORK FROM HOME(在家工作),而且每間銀...

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28.02.2020
20191227 002 WHAT'S NEW

黃詠欣:小額債務阻滯按揭審批?

不少人買樓前都會先行計一計自己能否通過壓力測試,不過如果有小額貸款/ 私貸等都有可能導致不...

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27.01.2020
20200126 oncc e1591933269686 WHAT'S NEW

【專家樓評】黃詠欣:做按揭擔保人 自己買樓時會難啲?

之前提到申請按揭時,如入息未能通過壓力測試等,銀行可能會建議加入擔保人才可批出按揭。但做了...

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26.01.2020
做咗按揭擔保人,自己上車難度增大? WHAT'S NEW

做咗按揭擔保人,自己上車難度增大?

附上圖表解釋做了擔保人後,日後再置業的入息要求等影響: 申請按揭時,如入息未能通過壓力測試...

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30.12.2019
20191224 oncc e1591932089584 WHAT'S NEW

【專家樓評】黃詠欣:退休人士能否申請按揭?

  最近有客戶查詢,他已經退休但有意置業,想知道他能否做到按揭?若果客戶能提供穩定收入證明...

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24.12.2019
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      Residential Mortgage Survey Results for January 2025
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      Residential mortgage loans in negative equity: End of December 2024
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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