The Hong Kong Monetary Authority announced the results of the residential mortgage survey for April 2026.
The number of mortgage applications in April decreased month-on-month by 7.5% to 9,541.
Mortgage loans approved in April decreased by 9% compared with March to HK$36.5 billion. Among these, mortgage loans financing primary market transactions decreased by 20.3% to HK$10.7 billion and those financing secondary market transactions decreased by 6.7% to HK$21.8 billion. Mortgage loans for refinancing increased by 21% to HK$4 billion.
Mortgage loans drawn down during April decreased by 16.1% compared with March to HK$22.6 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 83.7% in March to 77.8% in April. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.5% in March to 1.3% in April.
The outstanding value of mortgage loans increased month-on-month by 0.2% to HK$1,939.6 billion at end-April.
The mortgage delinquency ratio stood at a low level of 0.12% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2026.5.29)
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