The Hong Kong Monetary Authority announced the results of the residential mortgage survey for March 2026.
The number of mortgage applications in March increased month-on-month by 26.9% to 10,311.
Mortgage loans approved in March increased by 38.6% compared with February to HK$40.1 billion. Among these, mortgage loans financing primary market transactions increased by 55.9% to HK$13.4 billion and those financing secondary market transactions increased by 36.1% to HK$23.4 billion. Mortgage loans for refinancing increased by 5% to HK$3.3 billion.
Mortgage loans drawn down during March increased by 63.9% compared with February to HK$26.9 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 87.5% in February to 83.7% in March. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9% in February to 1.5% in March.
The outstanding value of mortgage loans increased month-on-month by 0.4% to HK$1,934.9 billion at end-March.
The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2026.4.30)
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