The Hong Kong Monetary Authority announced the results of the residential mortgage survey for September 2026.
The number of mortgage applications in September decreased month-on-month by 10.5% to 7,560.
Mortgage loans approved in September decreased by 1.1% compared with August to HK$31.8 billion. Among these, mortgage loans financing primary market transactions decreased by 6.8% to HK$8.5 billion and those financing secondary market transactions decreased by 5.7% to HK$14.4 billion. Mortgage loans for refinancing increased by 14.6% to HK$8.9 billion.
Mortgage loans drawn down during September decreased by 22.8% compared with August to HK$25.3 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 57% in August to 52.7% in September. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9% in August to 1.3% in September.
The outstanding value of mortgage loans increased month-on-month by 0.2% to HK$1,980.3 billion at end-September.
The mortgage delinquency ratio stood at a low level of 0.11% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2026.10.30)
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