The ARLES Mortgage Plan:
| Special mortgage offers | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.36%^ |
| Loan-to-Value Ratio | Up to 90%# |
| Loan Tenor | 30 years |
| Cash Rebate | Up to 1.4% |
** The above offers are subject to terms and conditions. For further information please contact us.（WHATSAPP: 9099 7685）
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html
The ARLES Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A1) Joyful 120-day Payment Plan | -Preliminary Deposit：5% -Within 30 days after signing of the preliminary agreement : 5% -Within 120 days after signing of the preliminary agreement : 90% | 4% |
| (B1) Relax 360-day Payment Plan | -Preliminary Deposit：5% -Within 120 days after signing of the preliminary agreement : 5% -Within 360 days after signing of the preliminary agreement : 90% | 1.5% |
| (C1) Stage Payment Plan | -Preliminary Deposit：5% -Within 30 days after signing of the preliminary agreement : 5% -Within 14 days after the date of the notification to the Purchaser：90% | N/A |
The ARLES Extra Discount
| The ARLES | Discount |
| Privilege for 「Club Centralcon」 member | 1.25% |
| Stamp Duty Benefit | 3.75% |
| ”Early Bird” Purchase Benefit (offered to the Purchaser who sign(s) the PASP on or before 31 December 2021) | 3% |
| “Direct Express to Admiralty” Benefit | 3% |
For more information, please visit Ricacorp website
*For further information please refer to the sales brochure for the Development
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalized advice on mortgage choices, and end-to-end mortgage application service:
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9099 7685
Email: mortgage@ricacorp.com
Mortgage Consultant：Carmen Yim。
Whatsapp: 90997685
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb
