「The Harmonie 映築」首張價單,涉及住宅單位近70伙,當中由恒基負責銷售的單位實用面積由322平方呎至377平方呎不等,包括兩房及兩房連儲物房戶型。

The Harmonie Mortgage Plan:

Special mortgage offers
RateAs low as H+1.30% (cap2.50%)
*With Deposite Linked
Net Rate (p.a)As low as 1.45%*
Loan-to-Value RatioUp to 90%
Loan Tenor30 years
Cash RebateUp to 1.5%
*H : 1 month HIBOR Rate (2022.1.14.: 0.14714%)
** The above offers are subject to terms and conditions. For further information please contact us. (Whatsapp: 5662 2730)

* For more information, please contact us to get more details.(WHATSAPP: 5662 2730)

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html

The Harmonie Vendor Payment Terms

Payment PlanPayment DetailsDiscount
(A1) Cash or Immediate Mortgage Payment Plan – 100 days CompletionPreliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 100 days after signing of the preliminary agreement : 90%
5%
(A2) Privilege Mortgage Payment Plan – 100 days Completion
(*Only available to the first hand purchasers)
Preliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 100 days after signing of the preliminary agreement : 90%
4%
(B1) Cash or Immediate Mortgage Payment Plan – 200 days Completion : 4% discount from the pricePreliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 200 days after signing of the preliminary agreement : 90%
4%
(B2) Privilege Mortgage Payment Plan – 200 days Completion
(*Only available to the first hand purchasers)
Preliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 200 days after signing of the preliminary agreement : 90%
3%
(C1) Stage Payment PlanPreliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 14 days after the date of the notification to the Purchaser:90%
1%
(C2) Privilege Mortgage Stage Payment Plan
(*Only available to the first hand purchasers)
Preliminary Deposit:5%
Within 30 days after signing of the preliminary agreement : 5%
Within 14 days after the date of the notification to the Purchaser:90%
(S) Flat for Flat Scheme Stage Payment Plan
(*Only available to the purchaser of the specified residential properties set out in Part 2 of this price list and marked with “#” sign (i.e. Flat 5A and Flat 6A))
For further information please refer to the sales brochure for the Development
For further information please refer to the sales brochure for the Development

The Harmonie The first mortgage loan offer:

Payment PlanOnly for
(A2 – 100Days) / (B2- 200Days)
Only for
(C2)
RateFirst 3 years P-2%
4th to 5th year P-1%
Thereafter P+1
First 2 years P-2%
3rd year P-1%
Thereafter P+1%
Loan AmountUp to 85% of purchase priceUp to 85% of purchase price
Loan Tenor▲ 30 years▲ 30 years
For further information please refer to the sales brochure for the Development

The Harmonie The second mortgage loan offer:

Payment PlanOnly for
(A2 – 100Days) / (B2- 200Days)
Only for
(C2)
RateFirst 3 years P-2%
4th to 5th year P-1%
Thereafter P+1
First 2 years P-2%
3rd year P-1%
Thereafter P+1%
Loan Amontthe maximum amount of second mortgage offered shall not exceed 40% of the purchase price, and the total amount of first mortgage and second mortgage offered shall not exceed 90% of the purchase pricethe maximum amount of second mortgage offered shall not exceed 40% of the purchase price, and the total amount of first mortgage and second mortgage offered shall not exceed 90% of the purchase price
Loan Tenor▲ 30 years▲ 30 years
For further information please refer to the sales brochure for the Development

For more information, please visit Ricacorp website


Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalized advice on mortgage choices, and end-to-end mortgage application service:

Service Hotline:
2836 6121 / 2836 6183
WHATSAPP: 5662 2730

Email: mortgage@ricacorp.com
Whatsapp us for enquiry:5662 2730
Enquiry Email: mortgage@ricacorp.com

RicaMortgage Pro provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.

RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.


IOS : http://apple.co/1Nbxhzo
Android : http://bit.ly/1IJhbJb

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