Wetland
Preferential Mortgage Plan Up to 80% ( value at or above $6M ) Mortgage Plan
Rate H+1.24% (cap 2.50%)
* Enjoy Mortgage-Link Account
As low as P-2.50%
(P=5.25%)
Net Rate (p.a.)3.51%*As low as 2.75%
Loan-to-Value Ratio up to 90% up to 80%
Loan Tenor 30 years 25 years
Cash Rebate up to 1.6% up to 0.5%
*H : 1 month HIBOR Rate (2020.01.02 2.267%)

* The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.

# Property value below HK$9million maximum LTV up to 90%(subject to a loancap of HK$7.2 million). Property value up to HK$10million maximum LTV up to 80%.The property must be a completed residential properties located in Hong Kong.

## For off-plan project/ residential properties purchace price/ property value is below $6million maximum LTV up to 80%. $4million maximum LTV 90%, maximum loan up to $3.6million.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. 
http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html

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