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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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按揭通識

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貸款機構按揭批核準則主要考慮兩件事:借款人還款能力及抵押品|按揭通識 WHAT'S NEW

貸款機構按揭批核準則主要考慮兩件事:借款人還款能力及抵押品|按揭通識

按揭貸款相對地銀碼較大,動輒是數百萬元,所以金融機構在批核時亦有一定準則。據筆者了解按揭貸...

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18.01.2021
【按揭小百科】父親物業套現助兒子置業 WHAT'S NEW

【按揭小百科】父親物業套現助兒子置業

近日,討論區有一篇網民置業問題引起討論,網民打算與女朋友購買500萬物業,卻不夠首期。而網...

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18.01.2021
黃詠欣:禍不單行﹕遇上不良中介及公司拖糧,如何解決困境? WHAT'S NEW

黃詠欣:禍不單行﹕遇上不良中介及公司拖糧,如何解決困境?

最近遇到一個個案,客人購入一手物業,原定於今年7月上會,由於收息證明不足,他擔心未能在原定...

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15.01.2021
籌劃人生階段置業理財需要 WHAT'S NEW

籌劃人生階段置業理財需要,一對一視像諮詢幫到你!

有按揭疑難、資金需要,或有債務問題,馬上聯絡利嘉閣按揭團隊,按您需要,送您一份免費信貸報告...

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14.01.2021
月入1萬,有望置業嗎? WHAT'S NEW

月入1萬,有望置業嗎?

我們不時接到查詢,月入只有一萬元左右,想置業是否無望? 我們是不會否定任何可能性! 首先,...

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11.01.2021
【按揭小百科】申請按揭太過緊張反而弄巧反拙? WHAT'S NEW

【按揭小百科】申請按揭太過緊張反而弄巧反拙?

最近,有客戶因非常擔心按揭批核狀況,所以同時向10間銀行遞交申請,認為總有一間能夠批出按揭...

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11.01.2021
後生仔傾吓計 睇睇邊間按揭抵! WHAT'S NEW

後生仔傾吓計 睇睇邊間按揭抵!

年輕人要置業「上車」一點也不容易,即使已經出來社會工作一段時間,平日有認真儲蓄及投資,可能...

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07.01.2021
按揭小知識:未補地價vs補地價居屋 WHAT'S NEW

按揭小知識:未補地價vs補地價居屋

未補地價的居屋,一般業權是業主與房屋署共同擁有,比例視乎購入時的折扣率,例如7/3 比例,...

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06.01.2021
有私貸申請按揭有阻滯? WHAT'S NEW

有私貸申請按揭有阻滯?

近日收到客人查詢,客人本身有私貸,一直都準時還款,還有2年就還完⋯⋯現在想申請新造按揭,是...

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05.01.2021
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      Residential Mortgage Survey Results for January 2025
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      Residential mortgage loans in negative equity: End of December 2024
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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