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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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  5. 按揭通識

按揭通識

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最近香港金融管理局頒布新指引,對物業按揭成數進行重大調整,不論物業價值幾多,按揭成數上限一率調整至70%。咁對於唔同類型買家有咩影響呢? 其實按揭都好似打機咁,每個角色🎭有自己嘅專屬技能,你要知自己屬於邊類買家,先至可以打出最強攻略!🎮 WHAT'S NEW

按揭BB班| 按揭成數不同角色攻略🕹️

最近香港金融管理局頒布新指引,對物業按揭成數進行重大調整,不論物業價值幾多,按揭成數上限一...

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21.11.2024
舊年颱風蘇拉係時隔5年嘅10號颱風,相信大家都記憶猶新。颱風蘇拉帶來了至少75宗山泥傾瀉、護土牆崩塌事故,當中包括咗港島豪宅紅山半島。而今年9月陸續有颱風又開始靠近香港,相信有唔少市民都擔心颱風導致玻璃爆裂,滲水浸壞木地板或牆身甚至傢私等等。哩個時候火險嘅重要性就尤為突出,可以幫你索償減輕修繕嘅費用,減輕財務壓力。 Mortgage Tips and Tricks

按揭計算機新功能 | 獨家限時免三個月保費火險快閃優惠

按舊年颱風蘇拉係時隔5年嘅10號颱風,相信大家都記憶猶新。颱風蘇拉帶來了至少75宗山泥傾瀉...

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02.10.2024
自從2月底全面撤辣之後,有唔少年輕嘅朋友選擇趁低吸纳,市場上出現咗唔少年輕買家。買家同銀行申請按揭貸款嘅時候,銀行可能會提及到“按揭擔保人”,按揭擔保人可以話係一個非常重要嘅角色,可以幫助借款人承擔債務責任,提高申請按揭嘅成功率。 WHAT'S NEW

按揭BB班 | 按揭擔保人 | 下一個「金牌」擔保人就係你?! 專家教你選擇至啱你嘅按揭擔保人!

自從2月底全面撤辣之後,有唔少年輕嘅朋友選擇趁低吸纳,市場上出現咗唔少年輕買家。買家同銀行...

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30.08.2024
農曆七月將至,傳統上「鬼節月」都有唔少忌諱,例如避免獨自夜歸,或者避免行經傳說中「猛鬼」嘅地方等等。「凶宅」喺傳統上都被視為唔吉利,所以理論上需求較細,叫價同轉售嘅能力較差,導致銀行審視呢類單位嘅按揭申請嗰陣,可能會比較審慎,甚至唔批添! Mortgage Tips and Tricks

按揭BB班 | 農曆七月又嚟啦 | 凶宅都可以做到按揭?

農曆七月將至,傳統上「鬼節月」都有唔少忌諱,例如避免獨自夜歸,或者避免行經傳說中「猛鬼」嘅...

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06.08.2024
近月樓市成交急增,導致按揭審批「大塞車」。無計啦,2024年2月28日除咗財政預算案「撤辣」外,金管局都同時暫停咗物業按揭貸款假設利率上升200基點嘅壓力測試要求,仲要進一步放寬埋按揭成數上限添!Whatsapp: 5662 2730 WHAT'S NEW

按揭BB班 | 按揭成數 | 樓市撤辣最新按揭成數措施

近月樓市成交急增,導致按揭審批「大塞車」。無計啦,2024年2月28日除咗財政預算案「撤辣...

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23.05.2024
撤辣後,買樓成本減少(唔使畀辣招稅)、要求低咗(暫停壓測、放寬按揭),令市場積壓已久嘅購買力集中爆發。但隨住多個新盤以低價開售,搶佔二手市場客源,一手市場成為撤辣近兩個月以嚟嘅大贏家。 WHAT'S NEW

按揭BB班 | 樓市撤辣 | 撤辣對一手樓 / 二手樓市影響

撤辣後,買樓成本減少(唔使畀辣招稅)、要求低咗(暫停壓測、放寬按揭),令市場積壓已久嘅購買...

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10.05.2024
🚀「綠置居2023」推出嘅長沙灣東京街麗玥苑共有2,359個單位,平均呎價為6,470元,如果以最高按揭95%計算,購買最低售價單位,首期7.7萬便可上車🙌,係咪好心動😍,但唔好咁衝動,綠置居申請常見問題先了解清楚啦!Whatsapp: 5662 2730 WHAT'S NEW

按揭BB班 | 利嘉閣按揭NPC | 綠置居2024 | 綠置居按揭常見問題💡

🚀「綠置居2023」推出嘅長沙灣東京街麗玥苑共有2,359個單位,平均呎價為6,470元,...

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18.04.2024
印花稅嘅計算方式係根據樓價同埋物業種類,以及指定嘅印花稅表計算。例如,300萬嘅物業只須繳交從價印花稅嘅最低額,即係100蚊,而高於300萬物業嘅稅款計算就會複雜啲,包括固定基數以及超出門檻部分嘅百分比。如果唔清楚點計嘅話,最方便嘅方法就係使用按揭計算機,只需輸入樓價、成數等,計算機便會自動計出應繳印花稅。 WHAT'S NEW

【買樓印花稅2025】從樓市撤辣中認識印花稅

依家3D稅—額外印花稅(SSD)、買家印花稅(BSD)以及新住宅印花稅(NRSD)被取消,...

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12.04.2024
2024內地專才按揭案例分享│收入唔夠買樓 內地妻可做按揭擔保人?香港政府著力吸引海外人才及資金來港,對符合指定輸入人才計劃的人士及以投資移民計劃入境人士,推出置業印花稅「先免後徵」的安排。「先免後徵」由2023年10月25日實施以來,已有數百宗申請,而我們亦接到不少查詢,而且已有一些成功批出按揭的個案,可與大家分享。 WHAT'S NEW

2024內地專才按揭案例分享│收入唔夠買樓 內地妻可做按揭擔保人?

「先免後徵」由2023年10月25日實施以來,已有數百宗申請,而我們亦接到不少查詢,而且已...

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15.01.2024
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Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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