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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
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  • Apply Now
  • Latest News
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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按揭通識

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Mortgage Tips and Tricks

利嘉閣按揭送你高達$6500禮券

  破頂價! 破頂價! 破頂價! 我地講緊嘅唔係樓價,而係獎賞呀! 由5月1日起...

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27.04.2017
Mortgage Tips and Tricks

估價不足如何影響按揭?

樓價持續破頂,有部分物業估價滯後,追不上最新市場成交,究竟估價不足如何影響按揭申請?由於估...

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13.04.2017
Mortgage Tips and Tricks

轉按至慳息

美國再次加息1/4厘,香港不跟反減,有銀行即時推出低至H+1.28%按揭計劃。由於持續低息...

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05.04.2017
Mortgage Tips and Tricks

非本地收入都上到會?

眾所周知申請按揭需要入息證明,若收入並非來自香港是否可申請按揭呢﹖如果按揭申請人或擔保人為...

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03.04.2017
Mortgage Tips and Tricks

2017年2月住宅按揭統計調查結果

香港金融管理局公布2017年2月份的住宅按揭統計調查結果。 2月份新申請貸款個案較1月份按...

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31.03.2017
Mortgage Tips and Tricks

壓力測試唔易PASS

銀行在處理按揭申請時,須為按揭申請人進行「壓力測試」:在當前按揭利率下,有關按揭申請的每月...

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27.03.2017
Mortgage Tips and Tricks

簽名唔簡單

客人張先生本來於銀行承做物業按揭,後來收到某中介公司電話,聲稱能為張先生提供比現時銀行更低...

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20.03.2017
Mortgage Tips and Tricks

資產都可以申請按揭?

現時最普遍的按揭貸款批核方法是以供款人的收入作批核準則,其實有部分銀行亦接受以資產作為申請...

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06.03.2017
Mortgage Tips and Tricks

村屋鎖息上限有唔同?

村屋按揭的息口一向不及普通住宅物業便宜,而且封頂位亦較普遍的P-3.1%為高,不過銀行為搶...

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27.02.2017
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