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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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滙豐銀行推出全新定息按揭計劃,分別為首3年定息3.25厘,或首5年3.15厘。有別於過去銀行推出的定息按揭計劃,新計劃年期較長,對未來息口變化有顧慮的人士,此類較長的按揭計劃會有「定心」效果,不失為一個較好的選擇。 WHAT'S NEW

定息按揭 | 滙豐推定息按揭 利嘉閣按揭:年期較長助買家「定心」

滙豐銀行推出全新定息按揭計劃,分別為首3年定息3.25厘,或首5年3.15厘。有別於過去銀...

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04.10.2024
中銀香港推出全新定息按揭計劃,分別為2至5年,息口為3.15厘至3.35厘,共四個不同年份的定息優惠計劃。 News Channel

定息按揭 | 中銀推定息按揭 利嘉閣黃詠欣:計劃選擇多 定息短期內料跑贏浮息

中銀香港推出全新定息按揭計劃,分別為2至5年,息口為3.15厘至3.35厘,共四個不同年份...

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04.10.2024
美國聯儲局宣佈減息,淨息差收窄,業界預期銀行的存款業務策略會由「吸金」轉為保留資金,並更積極推廣其他理財產品。在過去的加息周期,相信不少市民都有將手上的部分資金放於銀行做定期存款,以免積蓄隨著時間貶值。現減息周期開展,到底如何配置資金才是合適?今次會為大家比較一下定期存款與按揭存款掛鈎戶口(Mortgage-Link Account)之利弊。 News Channel

香港減息周期 | 減息周期開始 分析定期存款與按揭存款掛鈎戶口兩者各優勢

美國聯儲局宣佈減息,淨息差收窄,業界預期銀行的存款業務策略會由「吸金」轉為保留資金,並更積...

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02.10.2024
美國日前一連兩日會議議息。本來市場預料減0.25厘,但至消息爆出聯儲局還在為議息幅度掙扎後,0.25厘和0.5厘減幅消息猶如「跑馬仔」。最終聯儲局宣佈0.5厘跑出,聯邦基金利率下調至介乎4. 75厘至5厘,為近四年半以來首次減息,市場預料今年還會再減0.5厘。 WHAT'S NEW

減息對樓市按市影響:供樓比租樓更有市場?

美國日前一連兩日會議議息。本來市場預料減0.25厘,但至消息爆出聯儲局還在為議息幅度掙扎後...

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23.09.2024
美國聯儲局一如預期減息0.5厘,聯邦基金利率下調至介乎4. 75厘至5厘,是近4年半以來首次減息,美國聯儲局更加表示減息陸續有來。利嘉閣按揭代理董事總經理黃詠欣指,美國減息周期正開始,以現時美國就業市場數據,減息行動未會過於激進,減息半厘亦屬市場所預期的範圍。 WHAT'S NEW

香港減息周期 | 美國減息半厘 港跟隨步伐 | 利嘉閣按揭黃詠欣:銀行轉趨積極  料更多以「快閃」優惠吸客

美國聯儲局一如預期減息0.5厘,聯邦基金利率下調至介乎4. 75厘至5厘,是近4年半以來首...

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20.09.2024
早前有節目講述一宗懷疑「空中釘」個案致買家七十萬訂金血本無歸的報道引起全城嘩然。當土地查冊未能完全保障買家利益時,何時「放訂」予賣方才算穩陣?只買過新樓盤的朋友未必認識釘契樓,簡而言之,所謂「釘契」是指一個物業因業主之行為觸犯某些規例(如違反《建築物條例》僭建、違反公契養狗等),或自身負債而正被銀行甚或政府經法律程序追討,相關的產權負擔就會被登記於土地註冊處的土地登記冊上,一旦業主出售物業或申請破產,土地註冊處就會按登記人的權益和登記先後安排還款。 News Channel

空中釘 | 物業二按 | 資金周轉不靈陷財困? 留意空中釘及二按有何分別

早前有節目講述一宗懷疑「空中釘」個案致買家七十萬訂金血本無歸的報道引起全城嘩然。當土地查冊...

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20.09.2024
美國聯儲局將於九月十九日公布新一輪議息結果,主席鮑威爾早前表明現在到了政策調整之時,市場預期今次將會宣佈減息,餘下的疑問只是到底是減0.25厘抑或是0.5厘,而坊間暫時減0.25厘的呼聲較高,畢竟減0.5厘或加劇大家對經濟前景的憂慮。 WHAT'S NEW

美國減息 | 減息周期 | 減息前夕香港銀行取態 現金回贈有望可升?

美國聯儲局將於九月十九日公布新一輪議息結果,主席鮑威爾早前表明現在到了政策調整之時,市場預...

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11.09.2024
理論上,發展商延遲成交期未必會對建期買家造成損失。比方說,如項目落成之前利率不斷下調,樓市回暖以致銀行估價較進取,發展商延遲成交期或恰巧令買家省卻「抬錢上會」的煩惱。不過反過來說,當樓市下行時,買家就有機會因為物業估價不足,而需要預備額外資金向銀行補足差額。 WHAT'S NEW

成交期 | 延遲成交 | 延遲成交期未必是壞事!一款入息或選即供較著數?

理論上,發展商延遲成交期未必會對建期買家造成損失。比方說,如項目落成之前利率不斷下調,樓市...

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11.09.2024
事實上近期銀行對按揭取態有所轉變,部份銀行開始爭取第四季及來年的按揭生意,相信除了因為當局關注外,最大原因是市場預計美國將於9月減息,再加上近幾星期一個月銀行同業拆息持續下調,今日(30/8)一個月銀行同業拆息為3.93%,比上月同期的4.54%已有明顯下調,持續了一年的拆息高於按息的局面終於停止,亦反映了銀行的資金成本壓力有所舒緩。 WHAT'S NEW

減息 | 按揭申請 | 銀行按揭取態有轉變,難搞個案有得傾﹗

事實上近期銀行對按揭取態有所轉變,部份銀行開始爭取第四季及來年的按揭生意,相信除了因為當局...

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03.09.2024
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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