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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 按市動態

按市動態

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據土地註冊處及利嘉閣按揭最新數據顯示,2024年5月現樓按揭登記宗數下跌,按月下跌15.35%(-613宗)至3,380宗。頭四位銀行市佔下跌6.9個百分點至71.3%,中銀香港持續穩企於現樓按揭巿佔榜首10個月,但繼續按月下跌 4.7個百分點。 WHAT'S NEW

2024年5月現樓按揭登記按月下跌超過15個百分點

據土地註冊處及利嘉閣按揭最新數據顯示,2024年5月現樓按揭登記宗數下跌,按月下跌15.3...

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31.05.2024
近月樓市成交急增,導致按揭審批「大塞車」。無計啦,2024年2月28日除咗財政預算案「撤辣」外,金管局都同時暫停咗物業按揭貸款假設利率上升200基點嘅壓力測試要求,仲要進一步放寬埋按揭成數上限添!Whatsapp: 5662 2730 WHAT'S NEW

按揭BB班 | 按揭成數 | 樓市撤辣最新按揭成數措施

近月樓市成交急增,導致按揭審批「大塞車」。無計啦,2024年2月28日除咗財政預算案「撤辣...

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23.05.2024
上文提及,兩年多前購入新盤而選擇建期的買家,現時即將要上會,但卻要面對壓力測試、銀行對按揭業務取態不積極及出現估價不足的問題,可能最終逼於無奈撻訂,導致損失慘重、血本無歸,也許有人會認為這些買家在入市時應該考慮各種風險,現在不能輸打贏要!Whatsapp:56622730 WHAT'S NEW

一手盤2024 | 建期付款 | 當局宜協助建期買家,以防撻訂潮湧現﹗

上文提及,兩年多前購入新盤而選擇建期的買家,現時即將要上會,但卻要面對壓力測試、銀行對按揭...

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23.05.2024
撤辣後,買樓成本減少(唔使畀辣招稅)、要求低咗(暫停壓測、放寬按揭),令市場積壓已久嘅購買力集中爆發。但隨住多個新盤以低價開售,搶佔二手市場客源,一手市場成為撤辣近兩個月以嚟嘅大贏家。 WHAT'S NEW

按揭BB班 | 樓市撤辣 | 撤辣對一手樓 / 二手樓市影響

撤辣後,買樓成本減少(唔使畀辣招稅)、要求低咗(暫停壓測、放寬按揭),令市場積壓已久嘅購買...

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10.05.2024
近日有報導指出一個2021年發售的新盤臨近建期成交卻連續錄得15宗撻大訂個案。事實上,陸續有多個在兩至三年前樓市高峰期發售的新盤樓花將於今年內正式收樓,換言之當年選擇「建期」的買家便要開始計劃上會,然而市況不似預期,現時買家出現了進退兩難的情況﹗Whatsapp: 5662 2730 WHAT'S NEW

一手盤2024 | 建期付款 | 即將建期上會面臨種種按揭難題

近日有報導指出一個2021年發售的新盤臨近建期成交卻連續錄得15宗撻大訂個案。事實上,陸續...

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09.05.2024
樓市撤辣後,一手新盤成交急升,單單三月份一手新盤成交宗數高達四千多宗,但今天有報導指出一個於2021年發售的新盤連錄15宗撻大訂個案,大家可能感到疑惑,為何同樣都是新盤卻落得如此大的差別呢﹖其實去年至今金管局先後多次放寛按揭措施,不過大家要注意每次新安排必定是在金管局公佈後才正式生效,換言之,不同時期購入的新盤在建期上會時按揭安排可能會有所不同。Whatsapp: 5662 2730 WHAT'S NEW

一手盤2024 | 建期付款 | 新盤建期上會須知﹕不同購入時段按揭安排大不同 三個關鍵時段要清楚

樓市撤辣後,一手新盤成交急升,單單三月份一手新盤成交宗數高達四千多宗,但今天有報導指出一個...

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09.05.2024
樓市撤辣再加上樓價回落,不少情侶計劃購置物業共築愛巢,不過有部份情侶是屬於小資一族,僅僅儲夠一成首期,他們打算申請九成按揭,以為便可輕鬆置業。由於他們通常屬於首次置業,對於按揭批核並不熟悉,在置業後才發現按揭審批出現困難,令他們大失預算。Whatsapp:5662 2730 WHAT'S NEW

九成按揭攻略 | 高成數按揭申請條件及按揭失敗陷阱你要知

樓市撤辣再加上樓價回落,不少情侶計劃購置物業共築愛巢,不過有部份情侶是屬於小資一族,僅僅儲...

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07.05.2024
最近筆者經常提及銀行對按揭的取態表現得相當不積極,不但拖長審批時間,更大幅削減現金回贈,現時各銀行的現金回贈均有所不同,部分銀行將轉按及二手物業按揭的現金回贈減至「零」,他們只向一手新盤及高成數按揭才提供貸款額0.1%-1.4%的現金回贈。不過坊間依然有個別中介公司的廣告以現金回贈為貸款額之2.3%來吸客,到底這個特高現金回贈是否能夠輕易取得呢?今日就由筆者為大家拆解這個糖衣陷阱。Whatsapp: 5662 2730 WHAT'S NEW

按揭中介 | 銀行現金回贈 | 拆解現時「高」現金回贈的糖衣陷阱

最近筆者經常提及銀行對按揭的取態表現得相當不積極,不但拖長審批時間,更大幅削減現金回贈,現...

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05.05.2024
由新鴻基地產發展的港鐵元朗站新盤「The YOHO Hub II」公布首張價單,The YOHO Hub II 位於元朗港鐵站上蓋朗樂路1號。The YOHO Hub II 首張價單提供188伙單位。The YOHO Hub II 首批單位全部位於第8座,實用面積由467至905方呎,戶型包括71伙兩房單位及117伙三房單位,發展商提供3種付款方法,首張價單提供最高15.5%折扣,扣除最高15.5%折扣後,折實價介乎682.92萬至1,299.86萬元,折實呎價由13,008至15,544元。The YOHO Hub II 位於元朗港鐵站上蓋朗樂路1號,The YOHO Hub II 爲現樓,示範單位設於元朗港鐵站上蓋朗樂路1號。利嘉閣按揭代理特意為The YOHO Hub II推出按揭優惠,按揭成數可高達90%,息率低至H+1.3%,鎖息上限P-2%,即實際按息為4.125厘,同時有高達2.2%的銀行現金回贈,附送高息存款戶口,客戶可把備用資金存入高息戶口,享與供息率一致的存款息率,節省部分利息開支。 WHAT'S NEW

The YOHO Hub II 按揭優惠

由新鴻基地產發展的港鐵元朗站新盤「The YOHO Hub II」公布首張價單,The Y...

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02.05.2024
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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