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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 信貸報告

信貸報告

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【信貸紀錄】| 有外地犯罪行為紀錄,會影響本地按揭審批?| 經濟一週 WHAT'S NEW

【信貸紀錄】| 有外地犯罪行為紀錄,會影響本地按揭審批?| 經濟一週

原來不單單信貸紀錄會影響按揭審批,有犯罪紀錄、曾有洗黑錢紀錄等等,都會成為按揭批核的阻礙。...

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23.05.2023
信貸紀錄差或債務重組中,能否取得居屋按揭? WHAT'S NEW

專家樓評 | 拆解申居屋按揭4大疑難 | 信貸紀錄差或債務重組中,能否取得居屋按揭?| 黃詠欣

信貸評級低人士在一般情況下,申請私樓按揭會極難獲批,但對於居屋按揭銀行會較「鬆手」,部分銀...

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16.07.2022
商業詐騙受害者的勵志故事 WHAT'S NEW

按揭求助:小商人誤中商業詐騙「孭一身債」 丈夫求保密扭轉撻訂結局!|黃詠欣

客戶發現自己誤墜商業詐騙陷阱,有數十萬貸款要孭上身,要做債務重組,信貸評級降至G級,但早前...

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08.04.2022
借款人與擔保人所承擔的風險責任有不同嗎 WHAT'S NEW

經濟一週 | 「唔做中,唔做保!」業主斷供遭銀行追債,按揭擔保人無法「割蓆」要孭鑊?|黃詠欣

不論是「擔保人」還是「共同借款人」,若遇上業主斷供或資不抵債時,法律上也是要承擔整筆債務。...

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23.12.2021
業主初哥「瞓身」買樓 貸款額「榨乾榨淨」點樣借錢搞裝修?| 黃詠欣 WHAT'S NEW

經濟一週|業主初哥「瞓身」買樓 貸款額「榨乾榨淨」點樣借錢搞裝修?| 黃詠欣

樓價高企,儲首期買樓已不容易,不少人「瞓身」把全部儲畜用作首期,更可能用盡借貸能力,盡借最...

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17.11.2021
信貸紀錄差,白居二按揭難批 WHAT'S NEW

【白居二 上會】 曾破產/信貸紀錄差/債務重組 可做到按揭嗎?

早前曾提過白居二買家,申請按揭時審批較寬鬆,只要申報家庭入息便可,不用做壓力測試。不過,若...

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11.06.2021
申請商舖按揭變住宅按揭?銀行註錯信貸紀錄唔肯改!影響按揭審批點做|按揭通識 WHAT'S NEW

申請商舖按揭變住宅按揭?銀行註錯信貸紀錄唔肯改!影響按揭審批點做|按揭通識

過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸...

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22.05.2021
不少人都會用孖展去抽新股,但原來這筆孖展會在銀行月結單顯示為貸款,這樣可能會影響到按揭審批。 WHAT'S NEW

【#真實案例】用孖展抽新股 竟然影響按揭審批?

有借過孖展的朋友應該知道在銀行月結單上,孖展額會列入「貸款金額」一欄,由於銀碼通常不小,如...

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13.05.2021
過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸報告是會留下紀錄,最近我們收到的求助個案,便與這個紀錄出錯相關 WHAT'S NEW

銀行紀錄出錯 申按揭仍有計

客戶購入商舖,自行向兩間銀行申請按揭,不久便獲其中一間銀行回覆在其信貸報告中,看到有其他銀...

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29.04.2021
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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