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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 信貸報告

信貸報告

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曽經破產,可以做按揭擔保人嗎? WHAT'S NEW

【真實個案】破產令解除後,可以做到按揭擔保人嗎?

客人現職為公務員,剛買入一個約為800萬元新盤,由於他個人入息不足以通過壓力測試,他在買入...

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22.04.2021
黃詠欣:曾經破產 仍然可以做按揭擔保人? WHAT'S NEW

東方日報 |專家樓評:擔保人曾破產 申按未必衰硬

今日想分享一個較特殊個案,客人現職為公務員,剛買入一個約800萬元新盤,因個人入息不足以通...

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17.04.2021
由雙方父母出資作首期,資金來源一定是「正當」,但是口講無憑。於是銀行按一貫做法,要求雙方家長白紙黑字寫信予銀行,證明首期資金是由父母付出,同時要寫明是「無償送贈」,才會接納其按揭申請。 WHAT'S NEW

經濟日報:無償送贈 嚇親老爸

利嘉閣按揭代理董事總經理黃詠欣指出,現時銀行整體按揭態度仍算進取,只有極個別例子才會遇到困...

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25.03.2021
【#按揭千奇百趣】 卡數autopay出錯壞了大事? WHAT'S NEW

【#按揭千奇百趣】 自動轉帳失效,信貸評級降至I 級,按揭被拒如何拆解?

真實案例: 客戶買入單位後自行申請按揭,怎料被銀行告知其信貸評級太低,而未能批出申請。客戶...

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11.03.2021
樓市小陽春加碼優惠 馬上聯絡我哋利嘉閣按揭團隊,送你一份免費信貸報告*,按揭疑難、資金需要、債務問題通通合適! WHAT'S NEW

【送免費信貸報告】樓市小陽春,入市前注意三件事

建議置業前,預先找銀行做預先批核,或找利嘉閣按揭做免費預先評估,我們會按你情況及需要,送你...

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18.02.2021
黃詠欣:情到濃時做樓宇擔保人 有咩風險要留意? WHAT'S NEW

黃詠欣:情到濃時做樓宇擔保人 有咩風險要留意?

近日在討論區有網民作出提問:「一對情侶拍拖只是一個月,男朋友準備買樓,打算由女友做擔保人,...

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11.02.2021
籌劃人生階段置業理財需要 WHAT'S NEW

籌劃人生階段置業理財需要,一對一視像諮詢幫到你!

有按揭疑難、資金需要,或有債務問題,馬上聯絡利嘉閣按揭團隊,按您需要,送您一份免費信貸報告...

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14.01.2021
【按揭小百科】申請按揭太過緊張反而弄巧反拙? WHAT'S NEW

【按揭小百科】申請按揭太過緊張反而弄巧反拙?

最近,有客戶因非常擔心按揭批核狀況,所以同時向10間銀行遞交申請,認為總有一間能夠批出按揭...

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11.01.2021
【#你問我答】破產之後原來可做到按揭?! WHAT'S NEW

【#你問我答】破產之後原來可做到按揭?!

曾經破產的人士,申請按揭時有幾點需要注意: 主動向銀行交代曾經破產 首先,即使是天王天后置...

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12.11.2020
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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