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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 銀主盤

銀主盤

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最近一年樓價大幅回落,令到負資產宗數急劇上升,所謂負資產按揭貸款,乃指按揭客人之欠款比抵押物業最新之市場估值還要高,即例如借款人尚欠銀行500萬,但抵押品的市值只是400萬元,此時就出現了「資不抵債」情況此即「負資產」。哪麼成為負資產是否代表會被銀行要求提早還款(call loan)或收樓呢? WHAT'S NEW

樓價下跌 | 按揭市場分析 | 負資產/call loan/銀主盤是否重臨?

最近一年樓價大幅回落,令到負資產宗數急劇上升,所謂負資產按揭貸款,乃指按揭客人之欠款比抵押...

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18.07.2024
向財務公司做單邊按揭息率達24厘!瞞老婆抵押自住樓瀕變銀主盤,到底還有沒有方法解救? WHAT'S NEW

理財個案|向財務公司做單邊按揭息率達24厘!瞞老婆抵押自住樓瀕變銀主盤|按揭通識 | 香港財經時報HKBT

向財務公司做單邊按揭息率達24厘!瞞老婆抵押自住樓瀕變銀主盤,到底還有沒有方法解救?...

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22.10.2022
銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識 WHAT'S NEW

銀主盤|拍賣場舉手買樓要先查契!樓契缺頁、無契樓或業權複雜增風險|按揭通識

於拍賣場購入物業,查契往往是眾多環節中最要留意的一環,未查契便舉手購入物業,等同測試自己的...

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10.04.2021
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疫情陰霾將軍澳4特色戶淪銀主盤 銀主盤可比購入價高22%?附購買銀主盤注意事項

疫情陰霾之下,新盤仍然大賣,但二手市場近期不時出現銀主盤,反映市場持貨力出現問題,重災區為...

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01.12.2020
買銀主盤 要注意什麼? WHAT'S NEW

買銀主盤 要注意什麼?

經常聽到銀主盤低市價成交,到底買入銀主盤有無風險?按揭上有咩要注意呢? 市面上的銀主盤,基...

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27.09.2019
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      Residential mortgage loans in negative equity: End of December 2024
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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