Skip to Content
   
  • 繁體
  • English
  • 简体
  • Products
    • Hot Offers
      • Low Interest Rate Mortgage Plan
      • HOS Mortgage
      • WSM Mortgage
    • First Hand Properties
    • Second Hand Properties
    • Residential Property Offers
      • Remortgage & Second Mortgage
    • Personal Loan
    • Other Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyer Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Compass
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  • 繁體
  • English
  • 简体
利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 私人貸款

私人貸款

Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
banner_mobile_2
previous arrow
next arrow
樓宇按揭|樓按中「單邊按揭」是甚麼?聯名物業為何暗藏危機|按揭通識 WHAT'S NEW

樓宇按揭|樓按中「單邊按揭」是甚麼?聯名物業為何暗藏危機|按揭通識

以聯名方式共同持有物業一向常見,普遍出現在夫婦或子女身上,但原來此類聯名物業亦暗藏危機。近...

閱讀更多
03.12.2020
20201120 ONCC 1 WHAT'S NEW

【專家樓評】黃詠欣:父親加按物業助兒子置業 有咩要注意?

近日,討論區有一篇網民置業問題引起討論,網民打算與女朋友購買500萬元物業,卻不夠首期。而...

閱讀更多
20.11.2020
不少人買樓前都會先行計一計自己能否通過壓力測試,不過如果有小額貸款/ 私貸等都有可能導致不能通過壓力測試。 WHAT'S NEW

信用卡免息分期影響通過壓力測試?幾千元小額債務原來可阻滯按揭審批|按揭通識

不少人買樓前都會先行計一計自己能否通過壓力測試,不過如果有小額貸款/ 私貸等都有可能導致不...

閱讀更多
25.09.2020
20200918 ONCC 1 WHAT'S NEW

【專家樓評】黃詠欣:80歲都可以做到貸款擔保人

最近,收到客人查詢,他年約55歲,有私人貸款約120萬元,希望以物業套現作清數。現時他月入...

閱讀更多
18.09.2020
80歲做擔保人,都做到20年按揭? WHAT'S NEW

【套現清數 真實案例】:80歲做擔保人,都做到20年按揭?

客戶想以父母作擔保人,但兩老皆已達80歲,已退休沒有入息。加上普遍銀行計算按揭年期時,會以...

閱讀更多
11.09.2020
20200602 THINK HK 1 e1591932232222 WHAT'S NEW

黃詠欣:正面信貸資料庫

相信讀者會有一個疑問,何以銀行如此神通廣大,對申請按揭貸款客戶之信貸狀況瞭如指掌呢﹖其實,...

閱讀更多
03.06.2020
20191227 002 WHAT'S NEW

小額債務成為按揭批出有阻滯的元兇?

不少人買樓前,都會先行計一計自己是否能通過壓力測試。不過,如果有 小額貸款/ 私貸等,都有...

閱讀更多
27.12.2019
« Previous 1 2
Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
Artboard 20 copy
previous arrow
next arrow
  • 搜尋文章

  • 類別

    • First Hand Properties
    • Market Research
    • Mortgage Statistics
    • Mortgage Tips and Tricks
    • News Channel
    • WHAT'S NEW
  • 按月分類

  • 最新文章

    • 2025.06.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for April 2025
    • 2025.05.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for March 2025
    • 2025.04.01 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for February 2025
    • 2025.03.03 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for January 2025
    • 2025.02.03 | WHAT'S NEW, Mortgage Statistics

      Residential mortgage loans in negative equity: End of December 2024
  • 常用標籤

    best mortgage rates first-hand residential properties mortgage first hand properties mortgage HIBOR Mortgage Plan higher-loan-to-value-ratio home mortgage Home mortgage loans loan to value requirement low-interest-rate mortgage cash rebates mortgage insurance premium rate mortgage insurance program Mortgage Insurance Programme mortgage interest expenses mortgage rate hk mortgage rebates mortgage stress test second hand residential property mortgage 住宅按揭統計調查 按揭

If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

地產代理(公司)牌照號碼:C-002504

© 2025 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited, all rights reserved. Terms of use and privacy policy

本網站使用cookie來改善您的體驗。 我們假設您對此表示滿意,但是您可以選擇退出。Cookie 設定接受
隱私和Cookies政策

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT