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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Mortgage Tips and Tricks
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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  3. 正面信貸資料庫

正面信貸資料庫

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高成數按揭保險計劃懶人包 WHAT'S NEW

一文看清 「新」、「舊」按揭保險計劃的優缺點

【新按保 VS 舊按保】高成數按揭保險計劃懶人包 高成數按揭保險計劃出現的目的,是讓銀行在...

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22.02.2022
過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸報告是會留下紀錄,最近我們收到的求助個案,便與這個紀錄出錯相關 WHAT'S NEW

銀行紀錄出錯 申按揭仍有計

客戶購入商舖,自行向兩間銀行申請按揭,不久便獲其中一間銀行回覆在其信貸報告中,看到有其他銀...

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29.04.2021
黃詠欣:曾經破產 仍然可以做按揭擔保人? WHAT'S NEW

東方日報 |專家樓評:擔保人曾破產 申按未必衰硬

今日想分享一個較特殊個案,客人現職為公務員,剛買入一個約800萬元新盤,因個人入息不足以通...

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17.04.2021
【#按揭千奇百趣】 卡數autopay出錯壞了大事? WHAT'S NEW

【#按揭千奇百趣】 自動轉帳失效,信貸評級降至I 級,按揭被拒如何拆解?

真實案例: 客戶買入單位後自行申請按揭,怎料被銀行告知其信貸評級太低,而未能批出申請。客戶...

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11.03.2021
貸款機構按揭批核準則主要考慮兩件事:借款人還款能力及抵押品|按揭通識 WHAT'S NEW

貸款機構按揭批核準則主要考慮兩件事:借款人還款能力及抵押品|按揭通識

按揭貸款相對地銀碼較大,動輒是數百萬元,所以金融機構在批核時亦有一定準則。據筆者了解按揭貸...

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18.01.2021
籌劃人生階段置業理財需要 WHAT'S NEW

籌劃人生階段置業理財需要,一對一視像諮詢幫到你!

有按揭疑難、資金需要,或有債務問題,馬上聯絡利嘉閣按揭團隊,按您需要,送您一份免費信貸報告...

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14.01.2021
【#你問我答】破產之後原來可做到按揭?! WHAT'S NEW

【#你問我答】破產之後原來可做到按揭?!

曾經破產的人士,申請按揭時有幾點需要注意: 主動向銀行交代曾經破產 首先,即使是天王天后置...

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12.11.2020
【真實個案】經常忘記交卡數,難做按揭 有無解救方法? WHAT'S NEW

【#真實個案】經常忘記交卡數,難做按揭 有無解救方法?

拖欠卡數不單會影響信貸評級,甚至連申請按揭都分分鐘「撞大板」! 我們曾收到客戶求助,他相熟...

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05.11.2020
20200602 THINK HK 1 e1591932232222 WHAT'S NEW

黃詠欣:正面信貸資料庫

相信讀者會有一個疑問,何以銀行如此神通廣大,對申請按揭貸款客戶之信貸狀況瞭如指掌呢﹖其實,...

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03.06.2020
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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