L˙Living 23 Mortgage Plan:
| L˙Living 23 Special Offer: | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.38%^ |
| Loan-to-Value Ratio | Up to 90% |
| Loan Tenor | 30 years |
| Cash Rebate | Up to 1.4% |
Contact us for more information about additional rewards: WHATSAPP: 9608 3114
#For free professional mortgage services, please feel free to contact us:（WHATSAPP: 9608 3114）
**The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
L˙Living 23 Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A)120 Days Cash Payment Plan | A preliminary deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 120 days after signing of the preliminary agreement：90% | 5.75% |
| (B) Stage Payment Plan | A preliminary deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90% | 4.25% |
L˙Living 23 First Mortgage Loan offered by the Vendor^:
| Payment Plan | First TWO years：P – 2.5% Thereafter：P + 1% *P (currently P=5%) |
| Loan Amount | not exceed 85% of the purchase price |
| Loan Tenor | ▲ not exceed 30 years |
#An administration fee will be payable by the Purchaser(s) in the amount which is equivalent to 0.25% of the first mortgage loan amount.
All the above offers are subject to final terms and conditions as approved by the Mortgagee. For further information please refer to the sales brochure for the Development
L˙Living 23 Discount
| 折扣 | |
| 1. Early Bird Discount | 1% |
| 2. Stamp Duty Subsidy Discount | 3.75% |
| 3.Home Easy Discount | 2% |
| 4.L Series Discount | 2% |
| 5.Platinum Green Living Discount | 2% |
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%
## For properties with property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or below HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 60%, the property value is above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.
Contact us by phone or whatsapp anytime
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114
Email: mortgage@ricacorp.com
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS : http://apple.co/1Nbxhzo
Android : http://bit.ly/1IJhbJb
