#LYOS Mortgage Plan:
| Special mortgage offers | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.37%^ |
| Loan-to-Value Ratio | Up to 90%# |
| Loan Tenor | 30 years |
| Cash Rebate | Up to 1.4% |
** The above offers are subject to terms and conditions. For further information please contact us.（WHATSAPP: 9099 7685）
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html
#LYOS Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A) “120 Days” Immediate Mortgage Payment Plan | -Preliminary Deposit：5% -Within 120 days after signing of the preliminary agreement : 95% | 5% |
| (B) Regular Payment Plan | -Preliminary Deposit：5% -Within 90 days after signing of the preliminary agreement : 1% -Within 180 days after signing of the preliminary agreement :1% -Within 270 days after signing of the preliminary agreement :1% -Within 360 days after signing of the preliminary agreement :1% -Within 450 days after signing of the preliminary agreement :1% -Within 14 days after the date of the notification to the Purchaser：90% | 2% |
#LYOS Extra Discount：
| #LYOS | Discount |
| “Northern Metropolis New Power” Discount Benefit | 3% |
| “#LYOS Live Your Own Style” Discount Benefit | 2% |
| “Easy Home Purchase” Stamp Duty Benefit | 3% |
* The above information is for reference only. For further information please refer to the sales brochure for the Development.
For more information, please visit Ricacorp website
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalized advice on mortgage choices, and end-to-end mortgage application service:
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9099 7685
Email: mortgage@ricacorp.com
Carmen’s Email: carmenmyyim@ricacorp.com
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb
