五礦地產香港總部營運總監羅耀榮先生右及五礦地產營銷及市務總監方俊先生左 1
Mortgage Plan From Bank:
Preferential Mortgage Plan
RateAs low as H+1.30% (cap 2.50%)
* Enjoy Mortgage-Link Account
Net Rate (p.a.)As low as 1.40%*
Loan-to-Value Ratioup to 90%
Loan Tenor30 years
Cash Rebateup to 1.0%
*H : 1 month HIBOR Rate (2020.11.19: 0.102%)

The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

## For properties under construction with property value below HK$4.5 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$3.6 million, whichever is lower. If the property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. 
http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html


For free professional mortgage services, please feel free to contact us:

Enquiry hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114

Email: mortgage@ricacorp.com

五礦地產香港總部營運總監羅耀榮先生(中),五礦地產營銷及市務總監方俊先生(右)及巴馬丹拿建築及工程師有限公司副董事唐祖孝先生左

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