One Victoria Mortgage Plan :
| One Victoria Special mortgage offers: | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.39%^ |
| Loan-to-Value Ratio | Up to 90% |
| Loan Tenor | up to 30 years |
| Cash Rebate | Up to 1.4% |
Contact us for more information about additional rewards:
#For free professional mortgage services, please feel free to contact us:
（WHATSAPP: 9608 3114）
**The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
One Victoria Vendor Payment Terms：：
| Payment Plan | Payment Details | Discount |
| (A)120-day Cash Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 120 days after signing of the preliminary agreement：90% | 5% |
| (B) 120-day Standby Second Mortgage Loan Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 120 days after signing of the preliminary agreement：90% | 4% |
| (C) Stage Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90% | 1% |
| (D) Stage Standby Second Mortgage Loan Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90% | N/A |
Victoria One Discount
| Stamp Duty Subsidy Discount | 8.5% |
Second Mortgage Loan offered by the Vendor#:{FOR Payment Plan (B) and (D)}
| Payment Plan | First TWO years：P – 2% Thereafter：P % *P (currently P=5%) | First TWO years：P – 1% Thereafter：P% *P (currently P=5%) |
| Loan Amount | total amount of first and second mortgage loan together shall not exceed 80% of the purchase price | total amount of first and second mortgage loan together shall not exceed 85% of the purchase price |
| Loan Tenor | ▲ not exceed 20 years | ▲ not exceed 20 years |
#An administration fee will be payable by the Purchaser(s) in the amount which is equivalent to 0.25% of the first mortgage loan amount.
All the above offers are subject to final terms and conditions as approved by the Mortgagee. For further information please refer to the sales brochure for the Development
For more information, please visit Ricacorp website
** The above information is for reference only, for further information please refer to the sales brochure for the Development。
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114
Email: mortgage@ricacorp.com
Give us a call for free and impartial mortgage advice.
Mortgage Consultant：Carmen Yim
Whatsapp: 90997685
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb
