恒基物業代理有限公司營業一部總經理林達民先生右表示,「帝御‧星濤」今天上載售樓說明書,並將於短期內開放示範單位。左為KOHLER 東南亞及東北亞區總經理梁哲斌先生。 1
Preferential Mortgage Plan
RateAs low as H+1.35% (cap 2.50%)
* Enjoy Mortgage-Link Account
Net Rate (p.a.)As low as 1.79%*
Loan-to-Value Ratioup to 90%
Loan Tenor30 years
Cash Rebateup to 1.0%
*H : 1 month HIBOR Rate (2020.10.22: 0.441%)

The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

## For properties under construction with property value below HK$4.5 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$3.6 million, whichever is lower. If the property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. 
http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html

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恒基兆業地產有限公司執行董事孫國林先生左與恒基物業代理有限公司營業一部總經理林達民先生右
恒基物業代理有限公司營業一部總經理林達民先生 1

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