恒基(00012)旗下鰂魚涌THE HOLBORN

The Holborn Mortgage Plan:

The Holborn Special Mortgage Offer
RateAs low as H+1.30% (cap2.50%)
*With Deposite Linked
Net Rate (p.a)As low as 1.36%^
Loan-to-Value RatioUp to 90%
Loan TenorUp to 30 years
Cash RebateUp to 1.4%
^H : 1 month HIBOR Rate (2021.9.10.: 0.06411%)
**The above offers are subject to terms and conditions. For further information please contact us. (WHATSAPP: 9608 3114

The Holborn Vendor Payment Terms

Payment PlanPayment DetailsDiscount
(A1) Cash or Immediate Mortgage Payment Method – 120 days Completion-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :5%
-Within 120 days after signing of the preliminary agreement :90%
6%
(B) Privilege Mortgage Payment Method – 120 days Completion-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :5%
-Within 120 days after signing of the preliminary agreement :90%
5%
(C) Cash or Immediate Mortgage Payment Method – 240 days Completion-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :2%
-Within 120 days after signing of the preliminary agreement :3%
-Within 240 days after signing of the preliminary agreement :90%
5%
(D) Privilege Mortgage Payment Method – 240 days Completion-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :2%
-Within 120 days after signing of the preliminary agreement :3%
-Within 240 days after signing of the preliminary agreement :90%
4%
(E) Stage Payment Method-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :5%
-Within 14 days after the date of the notification to the Purchaser:90%
1%
(F) Stage Payment Privilege Mortgage Method – in accordance with the price-Preliminary Deposit:5%
-Within 60 days after signing of the preliminary agreement :5%
-Within 14 days after the date of the notification to the Purchaser:90%
/
 For further information please refer to the sales brochure for the Development

Standby First Mortgage Loan offered by the Vendor#:{FOR Payment Plan (B) , (D) and (F)}

Payment Planonly applicable to Purchasers who choose Terms of Payment
(B) / (D) / (F)
RateFirst 3 years: P-2%
4th – 5th year: P-1%
Thereafter: P+1%
*P (Currently P=5%)
Loan AmountUp to 85%
Loan Tenor▲ not exceed 30 years
#The terms and conditions and approval conditions of the First Mortgage Loan are for reference only.
 For further information please refer to the sales brochure for the Development

Standby Second Mortgage Loan offered by the Vendor#:{FOR Payment Plan (B) , (D) and (F)}

Payment Planonly applicable to Purchasers
who choose Terms of Payment
(B) / (D) / (F)
RateFirst 3 years: P-2%
4th – 5th year: P-1%
Thereafter: P+1%
*P (Currently P=5%)
Loan AmountUp to 30%
(The maximum amount of
first and second mortgage loan shall be 90%)
Loan Tenor▲ not exceed 30 years
#The terms and conditions and approval conditions of the First Mortgage Loan are for reference only.
 For further information please refer to the sales brochure for the Development

The Holborn Discount

Discount Details
1. First 3 Years Warranty OfferThe vendor shall at its own cost and as soon as reasonably practicable after receipt of a written notice served by the
Purchaser within 3 years from the date of the Assignment of the residential property rectify any defects (fair wear and tear excepted) to the residential property (excluding furniture (if any) and landscape area /
potted plants (if any)) caused otherwise than by the act or neglect of any person.
2. “Henderson Club” member offerAny “Henderson Club” member who purchases any specified residential property in the price list of the development directly through Henderson Property Agency Limited (but not through the other estate
agents) will be given management fees for the period of 24 months after the execution of the assignment of the residential property by the purchaser.
 For further information please refer to the sales brochure for the Development

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. 

##  For properties with property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html

For more information, please visit our website.


Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.

Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9099 7685

Email: mortgage@ricacorp.com
Why choosing Ricacorp Mortgage Agency?
Contact our agent Carmen for more information. (Whatsapp: 9099 7685)

RicaMortgage Pro provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.

RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.


IOS : http://apple.co/1Nbxhzo
Android : http://bit.ly/1IJhbJb

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