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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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  3. 按市動態

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兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識 WHAT'S NEW

兩個高齡按揭個案分享|70歲借款人+90歲擔保人都可成功申請按揭|按揭通識

一般來說,按揭申請是受到年齡限制,大部份銀行在計算按揭年期時會以75減,只有少數銀行會用8...

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01.04.2021
六旬董事做擔保 幫人買樓有難度!  WHAT'S NEW

有富豪董事做擔保人 申請按揭都有難度?

當買入新盤在發展商發出收樓通知書後,會預留14日免息期給買家作付款安排,之後7日開始收息。...

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31.03.2021
【按揭小百科】情到濃時作擔保人 到底有沒有風險 WHAT'S NEW

【按揭小百科】情到濃時作擔保人 到底有沒有風險

近日在討論區有網民作出提問﹕「一對情侶拍拖只是一個月,男朋友準備買樓,打算由女友做擔保人,...

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27.03.2021
【按揭小百科】離島屋仔套現難題 WHAT'S NEW

東網on.cc |黃詠欣:離島屋仔難套現 點樣加按可成功?

近日我們接到一個住在長洲的慈父的求助個案,希望套現他在長洲估值約200萬的平房物業,協助即...

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26.03.2021
近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將結婚的兒子買樓,不過他自行到長州的銀行分行查詢,都拒絕其申請,這位慈父經朋友介紹下找我們幫忙,經了解後,發現這個案有幾個比較棘手的地方 WHAT'S NEW

離島屋仔套現難題?

近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將...

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25.03.2021
由雙方父母出資作首期,資金來源一定是「正當」,但是口講無憑。於是銀行按一貫做法,要求雙方家長白紙黑字寫信予銀行,證明首期資金是由父母付出,同時要寫明是「無償送贈」,才會接納其按揭申請。 WHAT'S NEW

經濟日報:無償送贈 嚇親老爸

利嘉閣按揭代理董事總經理黃詠欣指出,現時銀行整體按揭態度仍算進取,只有極個別例子才會遇到困...

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25.03.2021
利嘉閣按揭代理董事總經理黃詠欣指出,的確有中型銀行按息做到H+1.28厘,不過貸款額要600萬元以上,而選用H+1.28厘現金回贈只有1%,選用H+1.3厘現金回贈則有1.2%,買家要按自己實際需要及計清楚數才選用。 WHAT'S NEW

文匯報:市民打疫苗 銀行打按息戰

近期本港銀行同業拆息持續回落,與樓按相關的1個月同業拆息續跌至0.152厘,加上疫苗接種憧...

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24.03.2021
黃詠欣:樓換樓火燒連環船 WHAT'S NEW

黃詠欣:樓換樓火燒連環船

事緣是求助的網民(苦主) 打算樓換樓,他將原有單位售出後,隨即購入新單位,預計在4月中成交...

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24.03.2021
中型銀行減H按鬥搶客 WHAT'S NEW

香港仔:打疫苗旺樓巿 全期+1.28 厘回贈現金 中型銀行減H 按鬥搶客

近期本港銀行同業拆息持續回落,與樓按相關的1個月同業拆息續跌至0.152厘,加上疫苗接種憧...

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24.03.2021
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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