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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 高成數按揭

高成數按揭

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黃詠欣:曾經破產 仍然可以做按揭擔保人? WHAT'S NEW

東方日報 |專家樓評:擔保人曾破產 申按未必衰硬

今日想分享一個較特殊個案,客人現職為公務員,剛買入一個約800萬元新盤,因個人入息不足以通...

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17.04.2021
捱義氣做擔保人,日後做按揭有影響嗎? WHAT'S NEW

【按揭快問快答】捱義氣做擔保人,日後做按揭有影響嗎?

問:助親友做按揭擔保人,有沒有潛在風險?要注意甚麼? 注意事項: 1.  按揭成數方面 9...

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15.04.2021
黃詠欣:矇查查買事故單位自住逾十年 點解當年可做按揭? WHAT'S NEW

東方日報 |專家樓評:「歷史悠久」事故戶未必有紀錄

矇查查買入凶宅自住10多年,但為何當年能承造按揭呢﹖ 客戶於10多年前以破頂價追入一個大型...

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09.04.2021
濛查查買入凶宅自住10多年,但為何當年能承造按揭呢﹖ WHAT'S NEW

矇查查買入凶宅自住10多年,但為何當年能承造按揭呢?

曲折離奇 真實個案分享: 客戶於10多年前以破頂價追入一個大型上車屋苑的單位,當時順利做到...

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08.04.2021
【按揭小百科】情到濃時作擔保人 到底有沒有風險 WHAT'S NEW

【按揭小百科】情到濃時作擔保人 到底有沒有風險

近日在討論區有網民作出提問﹕「一對情侶拍拖只是一個月,男朋友準備買樓,打算由女友做擔保人,...

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27.03.2021
由雙方父母出資作首期,資金來源一定是「正當」,但是口講無憑。於是銀行按一貫做法,要求雙方家長白紙黑字寫信予銀行,證明首期資金是由父母付出,同時要寫明是「無償送贈」,才會接納其按揭申請。 WHAT'S NEW

經濟日報:無償送贈 嚇親老爸

利嘉閣按揭代理董事總經理黃詠欣指出,現時銀行整體按揭態度仍算進取,只有極個別例子才會遇到困...

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25.03.2021
黃詠欣:樓換樓火燒連環船 WHAT'S NEW

黃詠欣:樓換樓火燒連環船

事緣是求助的網民(苦主) 打算樓換樓,他將原有單位售出後,隨即購入新單位,預計在4月中成交...

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24.03.2021
【#按揭千奇百趣】 卡數autopay出錯壞了大事? WHAT'S NEW

【#按揭千奇百趣】 自動轉帳失效,信貸評級降至I 級,按揭被拒如何拆解?

真實案例: 客戶買入單位後自行申請按揭,怎料被銀行告知其信貸評級太低,而未能批出申請。客戶...

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11.03.2021
【按揭小百科】同座有事故單位影響按揭申請 WHAT'S NEW

【按揭小百科】同座有事故單位影響按揭申請

最近有客戶向我們求助,他以750萬購入物業,在購入前曾於網上估價,估值為800萬,所以他放...

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08.03.2021
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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