| Special mortgage offers | |
| Rate | As low as H+1.30% (cap2.50%) (P: 5.25%) |
| Net Rate (p.a) | As low as 1.49%* |
| Loan-to-Value Ratio | Up to 90% |
| Loan Tenor | 30 years |
| Cash Rebate | Up to 1.6% |
** The above offers are subject to terms and conditions. For further information please contact us. (Whatsapp: 5662 2730)
Grand Mayfair I Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A). 180-day Payment Plan | Preliminary Deposit：5% Within 90 days after signing of the preliminary agreement：5% Within 180 days after signing of the preliminary agreement：90% | 6.5% |
| (B). 360-day Payment Plan | Preliminary Deposit：5% Within 180 days after signing of the preliminary agreement：5% Within 360 days after signing of the preliminary agreement：90% | 5% |
| (C). Stage Payment Plan | Preliminary Deposit：5% Within 180 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90% | 2.5% |
Grand Mayfair I Extra Discount
| Grand Mayfair I Extra Discount | Discount |
| Price Discount Offer for Sino Club Member | 1% |
| Mobile Application Download and Registration Discount | 1% |
| Follow “China Overseas Holdings Limited” Social Media Accounts Discount | 1% |
| “Home Purchase” Special Discount | 1% |
| “Special Buyer’s Subsidy” Benefit: | 3.75% |
| “The Northern Metropolis Railway Network Advantage” Special Benefit: | 1.75% |
* For more information, please contact us to get more details.（WHATSAPP: 5662 2730）
** The above information is for reference only. For further information please refer to the sales brochure for the Development.
# For completed residential properties with property value at or below HK$10 million, the maximum loan amount shall calculated at the maximum LTV ratio of 90%. If the property value is above HK$10 million and below HK$11.25 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 80% and up to 90% or capped at HK$9 million, whichever is lower. If the property value is at or above HK$11.25 million and up to HK$12 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$12 million and up to HK$19.2 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50% and up to 80% or capped at HK$9.6 million, whichever is lower.
## For properties with property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or below HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 60%, the property value is above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
https://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html
For more information, please visit Ricacorp website
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalized advice on mortgage choices, and end-to-end mortgage application service:
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 5662 2730
Email: mortgage@ricacorp.com
Enquiry Email: mortgage@ricacorp.com
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS : http://apple.co/1Nbxhzo
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