芳菲 Madera Garden按揭優惠

Madera Garden Mortgage Plan:

Special mortgage offers:
RateAs low as H+1.30% (cap2.50%)
*With Deposite Linked
Net Rate (p.a)As low as 1.37%^
Loan-to-Value RatioUp to 90%
Loan Tenorup to 30 years
Cash RebateUp to 1.3%
^H : 1 month HIBOR Rate (2021.07.22: 0.07339%)
Contact us for more information about additional rewards:
#For free professional mortgage services, please feel free to contact us:
WHATSAPP: 9608 3114

Madera Garden Vendor Payment Terms

Payment Plan
Payment Details
Discount
(A) Cash Payment PlanMortgage Payment
A preliminary deposit:5%
Within 30 days after signing of the preliminary agreement:5%
Within 90 days after signing of the preliminary agreement:90%
4%
(B1) Standby First Mortgage Loan Payment Plan
(Transaction Price of residential property is under HK10 million)
Mortgage Payment
A preliminary deposit:5%
Within 30 days after signing of the preliminary agreement:5%
Within 90 days after signing of the preliminary agreement:90%
3%
(B2) Standby First Mortgage Loan Payment Plan
(Transaction Price of residential property is or over HK10 million)
Mortgage Payment
A preliminary deposit:5%
Within 30 days after signing of the preliminary agreement:5%
Within 60 days after signing of the preliminary agreement:5%
Within 90 days after signing of the preliminary agreement:85%
3%
(C) Stage Payment Plan
A preliminary deposit:5%
Within 90 days after signing of the preliminary agreement:5%
Within 14 days after the date of the notification to the Purchaser:90%
2%
All the above offers are subject to final terms and conditions as approved by the Mortgagee. For further information please refer to the sales brochure for the Development

Madera Garden Discount

Madera GardenDiscount
Early Bird Discount1%
Like Facebook/Instagram Benefit1%
Stamp Duty Subsidy Benefit4%

Standby First Mortgage Loan offered by the Vendor#:{FOR Payment Plan (B1) and (B2)}

RateFirst 3 years:P-2.25%
4th to 5th year:P%
Thereafter:P + 1.5%
*P (Currently P=5%)
Loan AmountUnder HK$10 million,The maximum amount of first mortgage loan shall be 90%
Is or over HK$10 million,The maximum amount of first mortgage loan shall be 85%
Loan Tenor▲ not exceed 25 years
All the above offers are subject to final terms and conditions as approved by the Mortgagee. For further information please refer to the sales brochure for the Development

For more information, please visit Ricacorp website

** The above information is for reference onlyfor further information please refer to the sales brochure for the Development。

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html


Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.

Service Hotline: 2836 6121 / 2836 6183

WHATSAPP: 9608 3114

Email: mortgage@ricacorp.com


Give us a call for free and impartial mortgage advice.
Mortgage Consultant:Carmen Yim
Whatsapp: 90997685

RicaMortgage Pro provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.

RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.

IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb

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