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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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按揭通識

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為慳按揭保費以家人物業套現作首期,是否划算 WHAT'S NEW

為慳按揭保費,以家人物業套現作首期,是否划算?

「零首期」上車秘笈 真有其事? 網上討論區經常都有一些「零首期」上車秘笈,做法不外乎是以家...

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14.02.2022
【按揭小百科】疫情再度反覆 銀行按揭取態有沒有改變 ? WHAT'S NEW

Omicron去又來!銀行重演按揭審批「大塞車」?無薪假、高佣行業借錢靠晒擔保人?|黃詠欣

Omicron變種病毒令到疫情再度反覆,不少公司包括銀行,都因應疫情變化而再度實施居家工作...

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19.01.2022
10年後供款倍增,「漸進式按揭」先甜後苦? WHAT'S NEW

10年後供款倍增,「漸進式按揭」先甜後苦?

政府表示正研究於資助房屋推出「漸進式按揭」,令合資格買家首期可以減半,綠表買家首期有可能降...

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14.01.2022
借款人與擔保人所承擔的風險責任有不同嗎 WHAT'S NEW

經濟一週 | 「唔做中,唔做保!」業主斷供遭銀行追債,按揭擔保人無法「割蓆」要孭鑊?|黃詠欣

不論是「擔保人」還是「共同借款人」,若遇上業主斷供或資不抵債時,法律上也是要承擔整筆債務。...

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23.12.2021
買樓前必要知的按揭申請流程:【按揭新手懶人包】 ─ 按揭流程篇 WHAT'S NEW

買樓前必要知的按揭申請流程:【按揭新手懶人包】 ─ 按揭流程篇

買樓前學定按揭流程 在正式榮升「業主」之前,買樓人士除了要預備足夠的首期,還要預留充足的時...

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17.12.2021
新來港3個月,兼只有一個月工作證明,可以做高成數按揭擔保人 WHAT'S NEW

【真實個案】新來港3個月,兼只有一個月工作證明,可以做高成數按揭擔保人?

近日我們接到一個衝動落訂置業,才發現自己及家人入息不足以通過銀行壓力測試的求助個案。客戶找...

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01.12.2021
轉按甩按保-出租無煩惱 WHAT'S NEW

【甩按保的重要性】為何出租物業會犯法?

不少人買入第一個物業時,都只求「銀碼細」,面積小一點都沒所謂,最重要是能申請90%高成數按...

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29.11.2021
按揭成數怎計算?利嘉閣按揭為你解構 WHAT'S NEW

按揭成數點計先最抵?按揭新手懶人包 ─ 按揭成數篇

為你解構各種影響按揭成數的因素:目前銀行批出的按揭貸款金額須遵守金管局「按揭成數」指引,影...

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19.11.2021
業主初哥「瞓身」買樓 貸款額「榨乾榨淨」點樣借錢搞裝修?| 黃詠欣 WHAT'S NEW

經濟一週|業主初哥「瞓身」買樓 貸款額「榨乾榨淨」點樣借錢搞裝修?| 黃詠欣

樓價高企,儲首期買樓已不容易,不少人「瞓身」把全部儲畜用作首期,更可能用盡借貸能力,盡借最...

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17.11.2021
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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