Skip to Content
   
  • 繁體
  • English
  • 简体
  • Products
    • Hot Offers
      • Low Interest Rate Mortgage Plan
      • HOS Mortgage
      • WSM Mortgage
    • First Hand Properties
    • Second Hand Properties
    • Residential Property Offers
      • Remortgage & Second Mortgage
    • Personal Loan
    • Other Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyer Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Compass
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  • 繁體
  • English
  • 简体
利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 按市動態

按市動態

Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
banner_mobile_2
previous arrow
next arrow
樓價下跌,近5年購入的一手單位,部分最新估值已較當年買入價跌15%至20%,如當年是選用發展商一按貸款的話,現時息率已經步入最高息的階段,即是供款息率有可能已高於銀行最優惠利率(P)的水平,部分發展商一按於3至5年後,息率會升至P+1%或P+2%,以現時P為5.875%,即實際供款息率可能達6.875%。Whatsapp: 5662 2730 WHAT'S NEW

2024呼吸PLAN轉按策略│【發展商按揭】借發展商呼吸PLAN,息率已升至6.875% 為何能堅持供下去?

樓價下跌,近5年購入的一手單位,部分最新估值已較當年買入價跌15%至20%,如當年是選用發...

閱讀更多
06.12.2023
據土地註冊處及利嘉閣按揭最新數據顯示,2023年11月現樓按揭登記宗數連續5個月下跌,按月再跌2.10%(-99宗)至4,606宗,續創逾7年半新低。 WHAT'S NEW

2023年11月現樓按揭登記連跌5個月 續創逾7年新低

據土地註冊處及利嘉閣按揭最新數據顯示,2023年11月現樓按揭登記宗數連續5個月下跌,按月...

閱讀更多
04.12.2023
2023年10月住宅按揭統計調查結果10月份新批出的按揭貸款額較9月份減少2.2%,至249億港元。當中,涉及一手市場交易所批出的貸款增加75.4%,至56億港元;涉及二手市場交易所批出的貸款減少13.6%,至80億港元。至於涉及轉按交易所批出的貸款,則減少13.2%,至113億港元。 WHAT'S NEW

2023年10月住宅按揭統計調查結果

2023年10月住宅按揭統計調查結果10月份新批出的按揭貸款額較9月份減少2.2%,至24...

閱讀更多
30.11.2023
符合指定輸入人才計劃的人士,不用居港滿7年取得香港永久居民資格,購入物業時可享「先免後徵」有等同香港永久居民相同的首次置業人士從價印花稅率,如若最後未有成為香港永久居民,需補繳有關稅項。除了稅率優惠外,房貸方面,政府於2023年7月亦取消了收入非來自香港的按揭成數限制,令到海外入息可享與永久居民相同的優惠,最高可以申請90%按揭。 WHAT'S NEW

【2024專才置業按揭攻略】一文看清來港置業稅項、首付比例及房貸注意事項

符合指定輸入人才計劃的人士,不用居港滿7年取得香港永久居民資格,購入物業時可享「先免後徵」...

閱讀更多
30.11.2023
今次主要想講嘅村屋按揭五個“埋伏點”,買樓過程中,如果想順利申請按揭,要記得留神好,千祈唔好中招!如今市區樓價仍居高不下,人們住房思想逐漸發生轉變,加上交通更加方便快捷,不少港人都會選擇住村屋,因為可利用空間大,間隔實用,靠近郊區,居住環境清新幽靜。對於首次置業或者有意買樓的人士嚟講,村屋是市場上另一個可供上車的低門檻選擇。Whatsapp: 5662 2730 WHAT'S NEW

按揭BB班 | 按揭NPC | 村屋按揭常見五個伏位

今次主要想講嘅村屋按揭五個“埋伏點”,買樓過程中,如果想順利申請按揭,要記得留神好,千祈唔...

閱讀更多
27.11.2023
由新鴻基地產及港鐵合作發展的天水圍輕鐵天榮站發展項目第1期「YOHO WEST」公布首張價單,首張價單涉及280伙,發展商提供3種付款方法,扣除最高13.5%折扣後,折實價由299.96萬至723.42萬元,折實呎價介乎10,000元至12,812元。YOHO WEST 位處天水圍輕鐵天榮站天恩路1號,示範單位設於深水埗深旺道28號V Walk L2-150號舖。利嘉閣按揭代理特意為YOHO WEST推出按揭優惠,按揭成數可高達90%,息率低至H+1.3%,鎖息上限P-2%,即實際按息為4.125厘,同時有高達2.2%的銀行現金回贈,附送高息存款戶口,客戶可把備用資金存入高息戶口,享與供息率一致的存款息率,節省部分利息開支。 WHAT'S NEW

YOHO WEST 按揭優惠

由新鴻基地產及港鐵合作發展的天水圍輕鐵天榮站發展項目第1期「YOHO WEST」公布首張價...

閱讀更多
21.11.2023
這個差距,在早前銀行按揭現金回贈曾一度高達3%時,對有意轉按套現作其他投資的人,仍然算是對沖到增加的成本。可是近日銀行的按揭現金回贈已跌至2%至2.2%的水平,轉按的吸引力,表面上是大減了,實際上,又是否真的無利可圖呢? WHAT'S NEW

【2024轉按攻略】加息周期下,轉按套現再置業,仍有利可圖嗎?

轉按的吸引力,表面上是大減了,實際上,又是否真的無利可圖呢?以太古城的個案做例子,於201...

閱讀更多
14.11.2023
恒地長沙灣新盤曉柏峰,首張價單涉及100伙,發展商提供8種付款方法,扣除最高10%折扣後,折實價由392.13萬元至900.54萬元,折實呎價介乎15,788至19,787元。曉柏峰位處長沙灣西洋菜北街456號,示範單位設於尖沙咀美麗華商場。利嘉閣按揭代理特意為曉柏峰 The Paddington推出「置抵按揭優惠」按揭優惠,按揭成數可高達90%,息率低至H+1.3%,鎖息上限P-2%,即實際按息為4.125厘,同時有高達2.2%的銀行現金回贈,附送高息存款戶口,客戶可把備用資金存入高息戶口,享與供息率一致的存款息率,節省部分利息開支。 WHAT'S NEW

曉柏峰 The Paddington 按揭優惠

恒地長沙灣新盤曉柏峰,首張價單涉及100伙,發展商提供8種付款方法,扣除最高10%折扣後,...

閱讀更多
10.11.2023
據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月再跌4.46%(-229宗)至4,705宗,創超過7年新低。 WHAT'S NEW

2023年 10月現樓按揭登記連跌4個月 見逾7年新低

據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月...

閱讀更多
04.11.2023
« Previous 1 … 24 25 26 27 28 … 174 Next »
Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
Artboard 20 copy
previous arrow
next arrow
  • 搜尋文章

  • 類別

    • First Hand Properties
    • Market Research
    • Mortgage Statistics
    • Mortgage Tips and Tricks
    • News Channel
    • WHAT'S NEW
  • 按月分類

  • 最新文章

    • 2025.08.01 | Mortgage Statistics, WHAT'S NEW

      Residential mortgage loans in negative equity: End of June 2025
    • 2025.08.01 | Mortgage Statistics

      Residential Mortgage Survey Results for June 2025
    • 2025.07.02 | Mortgage Statistics

      Residential Mortgage Survey Results for May 2025
    • 2025.06.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for April 2025
    • 2025.05.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for March 2025
  • 常用標籤

    best mortgage rates first-hand residential properties mortgage first hand properties mortgage HIBOR Mortgage Plan higher-loan-to-value-ratio home mortgage Home mortgage loans loan to value requirement low-interest-rate mortgage cash rebates mortgage insurance premium rate mortgage insurance program Mortgage Insurance Programme mortgage interest expenses mortgage rate hk mortgage rebates mortgage stress test second hand residential property mortgage 住宅按揭統計調查 按揭

If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

地產代理(公司)牌照號碼:C-002504

© 2025 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited, all rights reserved. Terms of use and privacy policy

本網站使用cookie來改善您的體驗。 我們假設您對此表示滿意,但是您可以選擇退出。Cookie 設定接受
隱私和Cookies政策

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT