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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 銀行按揭取態

銀行按揭取態

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財政預算案將實施了十多年的樓市辣招全面撤銷,當中包括取消打擊摸貨炒賣的額外印花稅(SSD),消息一出便引來了「摸貨」重臨的熱話,有人擔心會助長短炒風氣,近日更有大型銀行高調暫停摸貨按揭申請,筆者認為市場反應可能過敏,相信暫時對於炒風重現無需過慮。 WHAT'S NEW

財政預算案2024 | 樓市撤辣 | 撤辣會導致摸貨出現炒風重臨嗎﹖

財政預算案將實施了十多年的樓市辣招全面撤銷,當中包括取消打擊摸貨炒賣的額外印花稅(SSD)...

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07.03.2024
在申請按揭時提交香港身份證作為證明文件看似是一件普通不過的事,但原來身份證上暗藏玄機,稍有不慎便有機會影響按揭申請呢!Whatsapp: 5662 2730 WHAT'S NEW

按揭小百科 | 銀行取態 | 有香港身份證就做到「一卡旁身就可以按揭通行」?

在申請按揭時提交香港身份證作為證明文件看似是一件普通不過的事,但原來身份證上暗藏玄機,稍有...

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20.02.2024
問問大家一個問題,假設你在申請按揭時要求加入按揭擔保人,你會選擇加一位年屆61歲任職工程主任的親人還是加一位63歲任職保安員的親人作為擔保人呢﹖相信大家心中已有答案,今天就跟大家分享兩個按揭實例,可能會顛覆大家固有想法。Whatsapp: 5662 2730 WHAT'S NEW

【按揭擔保人】| 保安 VS 工程師邊個入息較穩定?銀行一個原因解釋!

問問大家一個問題,假設你在申請按揭時要求加入按揭擔保人,你會選擇加一位年屆61歲任職工程主...

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26.01.2024
2024內地專才按揭案例分享│收入唔夠買樓 內地妻可做按揭擔保人?香港政府著力吸引海外人才及資金來港,對符合指定輸入人才計劃的人士及以投資移民計劃入境人士,推出置業印花稅「先免後徵」的安排。「先免後徵」由2023年10月25日實施以來,已有數百宗申請,而我們亦接到不少查詢,而且已有一些成功批出按揭的個案,可與大家分享。 WHAT'S NEW

2024內地專才按揭案例分享│收入唔夠買樓 內地妻可做按揭擔保人?

「先免後徵」由2023年10月25日實施以來,已有數百宗申請,而我們亦接到不少查詢,而且已...

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15.01.2024
2023年12月現樓按揭登記跌至紀錄新低 僅3,345宗 WHAT'S NEW

2023年12月現樓按揭登記跌至紀錄新低 僅3,345宗

據土地註冊處及利嘉閣按揭最新數據顯示,2023年12月現樓按揭登記宗數按月再跌27.38%...

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03.01.2024
2023年香港樓市先升後回。由2022年起的加息周期對樓市影響逐步浮現,抵銷2023年初起社會逐步復常、政府放寬防疫措施及通關的利好作用。政府於年內多次出招穩定樓市,先有7月時,金管局放寬自用物業按揭成數上限,再到9月時放寬樓花物業的高成數按揭限制,至10月施政報告時,又為已實施超過10年的3大樓巿「辣招」減辣,可惜在加息周期下,部分資金流向定期存款,樓市交投淡靜狀況未有扭轉。不過,12月美國聯儲局的議息會議終於預告明年或會開始減息。 WHAT'S NEW

利嘉閣按揭黃詠欣│2023按揭市場回顧與展望

由2022年起的加息周期對樓市影響逐步浮現,抵銷2023年初起社會逐步復常、政府放寬防疫措...

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21.12.2023
據土地註冊處及利嘉閣按揭最新數據顯示,2023年11月現樓按揭登記宗數連續5個月下跌,按月再跌2.10%(-99宗)至4,606宗,續創逾7年半新低。 WHAT'S NEW

2023年11月現樓按揭登記連跌5個月 續創逾7年新低

據土地註冊處及利嘉閣按揭最新數據顯示,2023年11月現樓按揭登記宗數連續5個月下跌,按月...

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04.12.2023
據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月再跌4.46%(-229宗)至4,705宗,創超過7年新低。 WHAT'S NEW

2023年 10月現樓按揭登記連跌4個月 見逾7年新低

據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月...

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04.11.2023
若物業變成負資產,其實不一定會引發銀行/ 財務機構Call Loan。按我們經驗,如果是於銀行做按揭,由於物業按揭屬於中長期貸款(Term loans),除非借款人的財政狀態出現變化,例如經常遲還款或拖欠供款,又或是被銀行發現物業未經同意下加借二按等異常情況,一般銀行較少因為樓價下跌,而立即向借款人Call Loan。 WHAT'S NEW

2023年第3季負資產急飆│負資產會引發Call loan嗎?如何應對?

若物業變成負資產,其實不一定會引發銀行/ 財務機構Call Loan。按我們經驗,如果是於...

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03.11.2023
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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