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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 按揭轉介公司

按揭轉介公司

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近年坊間多了一些專做按揭轉介服務的中介公司,該按揭轉介公司熱衷於為客戶比較不同銀行的按揭計劃優劣,並聲稱能為客戶做到最高額的現金回贈。該按揭轉介公司又著買家小心提防,不要亂簽地產代理的按揭轉介信,否則就算之後委託其他機構幫忙處理申請,都會因為地產代理已「插旗」而要向其支付佣金。有留意本欄的讀者就會明白,銀行並非手持無限金錢放貸,拿著買家授權的轉介信,地產代理可以預留銀行按揭貸款的限額。地產代理除了跟銀行有緊密合作關係,較易取得限額外,他們的角色還包括在買家買樓揀樓期間提供即時支援,並最終促成順利成交,絕非單單為買家多賺一點現金回贈就能比擬。 News Channel

按揭轉介公司 | 銀行遇新盤按揭有「quota」 客誤信網上傳言險撻訂

近年坊間多了一些專做按揭轉介服務的中介公司,該按揭轉介公司熱衷於為客戶比較不同銀行的按揭計...

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21.01.2025
坊間有不少物業按揭計劃,買家可以在審視自己的需要和比較不同計劃的優劣(如息率、現金回贈,和其他優惠如按揭存款掛勾戶口等)後,向兩至三間機構提出申請。申請通常需要一系列文件,包括身份證明文件、買賣合約、入息證明,及信貸報告等。因為貸款額鉅大,審批嚴謹,買家要有心理準備審批機構可能會另要求他們提供補充資料,例如前陣子我們就提及過一個學債個案,有客戶因為出糧戶口有學債償還紀錄,要到學資處申請證明文件以向銀行說明狀況。所以,為了省卻麻煩,不少買家會尋找按揭中介幫忙居中協調,檢查文件和處理手續。不要小覤這些文件來往所耗費的時間,近年一些大型銀行已禁止員工以手機通訊軟件跟客人直接聯絡和收取文件,此尤其影響內地客的申請,因為內地客未必長駐香港,而又可以隨時前往銀行補交文件,中介在此過程中的角色和重要性不容忽視。 News Channel

按揭轉介公司 | 按揭中介多功能 即時簽表有原因

坊間有不少物業按揭計劃,買家可以在審視自己的需要和比較不同計劃的優劣(如息率、現金回贈,和...

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11.12.2024
有大型銀行重推按揭貸款預先批核服務綁客,到底預先批核與正式按揭申請有何差異?需時多久? WHAT'S NEW

大型銀行重推「按揭預先批核」淡市綁客:同正式按揭有咩唔同?|黃詠欣

疫情影響樓市交投,連帶按揭市埸都受累,為了吸客銀行都各出奇謀,有銀行提供更多優惠,亦有銀行...

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24.03.2022
耳仔太軟?感情勒索?擔保人咪隨便做! WHAT'S NEW

【感情勒索】做樓按擔保人前 必要知的3件事!

討論區不時都會看到有關做擔保人的疑問,例如:「男友考慮買樓但計唔掂數,想搵我做按揭擔保人,...

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10.09.2021
由桂洪集團悉心打造,座落於港鐵屯馬綫沿綫的全新型格住宅項目「曼翹 Mangrove」,位於九龍核心地段,鄰近商業核心,享有便捷交通及優質校網,配以時尚設計及頂級建築用料,型格品味盡現,勢必成為區內時尚住宅新典範。 First Hand Properties

曼翹 Mangrove 按揭優惠

曼翹 Mangrove 銀行按揭計劃: 息率H+1.30%送高息存款戶口, 高達九成按揭,...

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10.09.2021
銀行現樓按揭市佔排名2021年6月 WHAT'S NEW

6月現樓按揭登記創9個月新高 滙豐蟬聯榜首

據土地註冊處及利嘉閣按揭最新數據顯示,2021年6月現樓按揭登記按月升26.12%,至93...

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05.07.2021
東方日報 | 臨近退休想買白居二住宅 能否做25年按揭? WHAT'S NEW

東方日報 | 臨近退休想買白居二住宅 能否做25年按揭?

之前提過白居二及新居屋,除了留意樓齡會影響按揭外,另一常見問題是年長業主做按揭,年期會否有...

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19.06.2021
2021年4月住宅按揭統計調查結果 Mortgage Statistics

2021年4月住宅按揭統計調查結果

2021年4月住宅按揭統計調查結果 香港金融管理局公布2021年4月份的住宅按揭統計調查結...

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01.06.2021
買新盤遇上不良按揭中介收手續費+公司拖糧!未能如期上會如何解決|按揭通識 WHAT'S NEW

買新盤遇上不良按揭中介收手續費+公司拖糧!未能如期上會如何解決|按揭通識

之前筆者遇到一個個案,客人購入一手物業,原定於上年7月上會,由於收息證明不足,他擔心未能在...

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13.03.2021
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

地產代理(公司)牌照號碼:C-002504

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