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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 上車盤

上車盤

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借款人與擔保人所承擔的風險責任有不同嗎 WHAT'S NEW

經濟一週 | 「唔做中,唔做保!」業主斷供遭銀行追債,按揭擔保人無法「割蓆」要孭鑊?|黃詠欣

不論是「擔保人」還是「共同借款人」,若遇上業主斷供或資不抵債時,法律上也是要承擔整筆債務。...

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23.12.2021
近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將結婚的兒子買樓,不過他自行到長州的銀行分行查詢,都拒絕其申請,這位慈父經朋友介紹下找我們幫忙,經了解後,發現這個案有幾個比較棘手的地方 WHAT'S NEW

離島屋仔套現難題?

近日我們接到一個居住長洲慈父的求助個案,希望套現他在長州估值約200萬的平房物業,協助即將...

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25.03.2021
由雙方父母出資作首期,資金來源一定是「正當」,但是口講無憑。於是銀行按一貫做法,要求雙方家長白紙黑字寫信予銀行,證明首期資金是由父母付出,同時要寫明是「無償送贈」,才會接納其按揭申請。 WHAT'S NEW

經濟日報:無償送贈 嚇親老爸

利嘉閣按揭代理董事總經理黃詠欣指出,現時銀行整體按揭態度仍算進取,只有極個別例子才會遇到困...

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25.03.2021
後生仔傾吓計 睇睇邊間按揭抵! WHAT'S NEW

後生仔傾吓計 睇睇邊間按揭抵!

年輕人要置業「上車」一點也不容易,即使已經出來社會工作一段時間,平日有認真儲蓄及投資,可能...

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07.01.2021
發展商按揭或呼吸plan是危還是機? WHAT'S NEW

【#按揭用語教室】咩嘢係呼吸plan? 點樣申請轉按慳息?

「呼吸 plan」一般低息年期非常短,其後的利息明顯高於市場利率,可能去到 P +2%,即...

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22.10.2020
不少斜槓族 / 自僱人士 / 兼職達人 / 網店老闆,都向小編查詢有無方法承造按揭,銀行會根據甚麼準則去審批? WHAT'S NEW

【新經濟時代上車故事】無稅單、無實體店,如何做按揭?

不少斜槓族 / 自僱人士 / 兼職達人 / 網店老闆,都向小編查詢有無方法承造按揭,銀行會...

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05.10.2020
20200616 tvb 1 e1592273960950 WHAT'S NEW

港人首置盤轉售限制

香港港首個「首置盤」最近入伙,雖然交樓質素理想,不過與其他資助房屋相比,轉售限制較嚴格。措...

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15.06.2020
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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