Skip to Content
   
  • 繁體
  • English
  • 简体
  • Products
    • Hot Offers
      • Low Interest Rate Mortgage Plan
      • HOS Mortgage
      • WSM Mortgage
    • First Hand Properties
    • Second Hand Properties
    • Residential Property Offers
      • Remortgage & Second Mortgage
    • Personal Loan
    • Other Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyer Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Compass
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  • 繁體
  • English
  • 简体
利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 供款與入息比率

供款與入息比率

Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
banner_mobile_2
previous arrow
next arrow
IMG 2266 scaled WHAT'S NEW

定息按揭|按证减息逾半厘 10年期利率降至1.99% 业界:或导致银行减息

按证公司今年5月推出定息按揭试验计划,虽然按证定按免压测,但10至20年期的定按息率介乎2...

阅读更多
02.11.2020
20200301 Mortgage Tips and Tricks

定息按揭 優劣一睇就明!

甚麼是定息按揭? 定息按揭是指於特定的定息期內,供款息率不變。不會受到最優惠利率變動的影響...

阅读更多
01.11.2020
WhatsApp Image 2020 10 27 at 21.30.00 Mortgage Tips and Tricks

【#按揭快问快答】有房贷在身也可以做按揭担保人?

最近收到查询:有位廿四孝爸爸打算做担保人,协助即将结婚上车的儿子置业。不过,因为他持有的物...

阅读更多
29.10.2020
20201022 01 Mortgage Tips and Tricks

【#按揭用語教室】咩嘢係呼吸plan? 點樣申請轉按慳息?

「呼吸 plan」一般低息年期非常短,其後的利息明顯高於市場利率,可能去到 P +2%,即...

阅读更多
22.10.2020
高成數按揭保險計劃 懶人包 Mortgage Tips and Tricks

高成數按揭保險計劃懶人包

高成數按揭保險計劃出現的目的,是讓銀行在提供高成數的按揭貸款時,毋須承擔額外的風險。因此,...

阅读更多
28.09.2020
20200925 BT 1 e1601350966651 Mortgage Tips and Tricks

信用卡免息分期影响通过压力测试?几千元小额债务原来可阻滞按揭审批|按揭通识

不少人买楼前都会先行计一计自己能否通过压力测试,不过如果有小额贷款/ 私贷等都有可能导致不...

阅读更多
25.09.2020
20200806 ONCC WHAT'S NEW

【專家樓評】黃詠欣:加按內地房產套現 邊啲城市可以?

過往有不少人在內地置業,不過即使內地物業樓價上升,但要在內地銀行將物業加按套現絕不容易,故...

阅读更多
06.08.2020
20200710 ONCC e1594610946886 WHAT'S NEW

【專家樓評】新居屋按揭批核受阻 竟然係申報入息太誇張?

居屋及綠置居按揭有政府做擔保,銀行在批核按揭時,會相對寬鬆一點,大部分銀行不需做壓力測試,...

阅读更多
10.07.2020
20200511 定息VS浮息 Mortgage Tips and Tricks

定息按揭大解構

搵工,人人都想搵份收入穩定的;但是否所有事,都如 「搵工」 一樣,適合穩穩陣陣呢? 近日,...

阅读更多
12.06.2020
« 上一页 1 2 3 4 下一页 »
Untitled-1_Ricacorp_1120x410
1111_Home-banners-MarcoFu-Ricacorp30off-01_1120x410
Pet_Banner_Ricacorp_1120x410
按揭專家_1120 x 410 (1)
Artboard 20 copy
previous arrow
next arrow
  • 搜寻文章

  • 类别

    • First Hand Properties
    • Market Research
    • Mortgage Statistics
    • Mortgage Tips and Tricks
    • News Channel
    • WHAT'S NEW
  • 按月分类

  • 最新文章

    • 2025.06.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for April 2025
    • 2025.05.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for March 2025
    • 2025.04.01 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for February 2025
    • 2025.03.03 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for January 2025
    • 2025.02.03 | WHAT'S NEW, Mortgage Statistics

      Residential mortgage loans in negative equity: End of December 2024
  • 常用标签

    best mortgage rates first-hand residential properties mortgage first hand properties mortgage HIBOR Mortgage Plan higher-loan-to-value-ratio home mortgage Home mortgage loans loan to value requirement low-interest-rate mortgage cash rebates mortgage insurance premium rate mortgage insurance program Mortgage Insurance Programme mortgage interest expenses mortgage rate hk mortgage rebates mortgage stress test second hand residential property mortgage 住宅按揭統計調查 按揭

If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

地产代理(公司)牌照号码:C-002504

© 2025 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited, all rights reserved. Terms of use and privacy policy

本网站使用cookie来改善您的体验。我们假设您对此表示满意,但是您可以选择退出。 Cookie 设定接受
隐私和Cookies政策

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT