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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 按市動態

按市動態

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若物業變成負資產,其實不一定會引發銀行/ 財務機構Call Loan。按我們經驗,如果是於銀行做按揭,由於物業按揭屬於中長期貸款(Term loans),除非借款人的財政狀態出現變化,例如經常遲還款或拖欠供款,又或是被銀行發現物業未經同意下加借二按等異常情況,一般銀行較少因為樓價下跌,而立即向借款人Call Loan。 WHAT'S NEW

2023年第3季負資產急飆│負資產會引發Call loan嗎?如何應對?

若物業變成負資產,其實不一定會引發銀行/ 財務機構Call Loan。按我們經驗,如果是於...

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03.11.2023
據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月再跌4.46%(-229宗)至4,705宗,創超過7年新低。與2022年同期比較跌23.48%(-1,444宗)。首10個月計,現樓按揭登記宗數累計有63,080宗,按年跌8.69%(-6,006宗)。 WHAT'S NEW

2023年10月現樓按揭登記連跌4個月 見逾7年新低

據土地註冊處及利嘉閣按揭最新數據顯示,2023年10月現樓按揭登記宗數連續4個月下跌,按月...

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01.11.2023
自從按揭成數喺2023年7月放寬後,1,500萬元以下嘅自住物業,喺按揭保險計劃下最多可以借80%。唔少業主都想趁按揭放寬同埋樓價回落,換更大嘅物業自住,但換樓客都需要面臨一個抉擇,就係「先賣後買」定係「先買後賣」。Whatsapp: 5662 2730 WHAT'S NEW

按揭BB班 | 急急如律令?|「先買後賣」VS「先賣後買」

自從按揭成數喺2023年7月放寬後,1,500萬元以下嘅自住物業,喺按揭保險計劃下最多可以...

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31.10.2023
負資產住宅按揭貸款涉及的金額由2023年第2季末的174億港元,增加至2023年第3季末的593億港元。 WHAT'S NEW

2023年第3季末負資產住宅按揭貸款

負資產住宅按揭貸款宗數由2023年第2季末的3,341宗,增加至2023年第3季末的11,...

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31.10.2023
香港金融管理局公布2023年9月份的住宅按揭統計調查結果。 WHAT'S NEW

2023年9月住宅按揭統計調查結果

香港金融管理局公布2023年9月份的住宅按揭統計調查結果。9月份新申請貸款個案較8月份按月...

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31.10.2023
按揭BB班 | 發展商按揭懶人包 | 近日樓價回落,對選用發展商按揭嘅用家有咩影響? WHAT'S NEW

按揭BB班 | 發展商按揭懶人包 | 近日樓價回落,對選用發展商按揭嘅用家有咩影響?

使用發展商按揭人士留意,近日樓價回落,唔少物業嘅估價同二手成交價近來都有所下調,如果比起按...

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27.10.2023
位於香港仔的新盤「澄天 SOUTHSKY」,發展商今日公布首張價單,推出 共 55 個單位,澄天 SOUTHSKY提供專才港島南置業付款計劃,總折扣優惠為售價5%,助買家輕鬆置業,首張價單中單位最低售價6折實為港幣約440萬元起,首張價單單位最低售價6折實實用面積呎價港幣 15,390 元,澄天 SOUTHSKY 第一價單均呎低於2萬元為港島區逾7年來首見。 WHAT'S NEW

澄天 SOUTHSKY 按揭優惠

位於香港仔的新盤「澄天 SOUTHSKY」,發展商今日公布首張價單,推出 共 55 個單位...

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26.10.2023
黃詠欣指,2023施政報告放寬措施中,預計最大及最明顯受惠會是白居二及綠表買家。過去未補價資助房屋,受30年擔保期限制,一般銀行對於樓齡較大,貼近擔保期尾聲的未補價資助房屋單位,會縮減按揭年期或按揭成數,窒礙二手資助房屋的流轉。全港目前有近90%的居屋單位樓齡超過20年,樓齡超過30年的有逾40%,相信是次放寬之下,市場上大部分的未補價單位都可以做到最長25年期90%按揭(俗稱925按揭),白居二以至綠表買家可選擇的單位會大幅增加,居屋交投量,預計亦會明顯增加。 WHAT'S NEW

2023施政報告 | 利嘉閣按揭黃詠欣:全方位減辣,幅度符預期 | 料樓市交投轉活  未補價居屋按揭轉旺

黃詠欣指,2023施政報告放寬措施中,預計最大及最明顯受惠會是白居二及綠表買家。過去未補價...

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25.10.2023
樓市下行,坊間不時傳出有業主被銀行Call Loan (提前償還按揭貸款),不過按我們經驗及了解,市場流傳中的Call Loan個案,真正的Call Loan原因不在於樓價下跌,而是業主可能涉及其他問題。 WHAT'S NEW

2023按揭避險攻略│樓價跌,按揭被Call Loan?如何避過Call Loan的風險?

樓市下行,坊間不時傳出有業主被銀行Call Loan,不過按我們經驗,市場流傳中的Call...

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24.10.2023
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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