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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 供款與入息比率

供款與入息比率

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【按揭小百科】疫情再度反覆 銀行按揭取態有沒有改變 ? WHAT'S NEW

Omicron去又來!銀行重演按揭審批「大塞車」?無薪假、高佣行業借錢靠晒擔保人?|黃詠欣

Omicron變種病毒令到疫情再度反覆,不少公司包括銀行,都因應疫情變化而再度實施居家工作...

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19.01.2022
借款人與擔保人所承擔的風險責任有不同嗎 WHAT'S NEW

經濟一週 | 「唔做中,唔做保!」業主斷供遭銀行追債,按揭擔保人無法「割蓆」要孭鑊?|黃詠欣

不論是「擔保人」還是「共同借款人」,若遇上業主斷供或資不抵債時,法律上也是要承擔整筆債務。...

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23.12.2021
新來港3個月,兼只有一個月工作證明,可以做高成數按揭擔保人 WHAT'S NEW

【真實個案】新來港3個月,兼只有一個月工作證明,可以做高成數按揭擔保人?

近日我們接到一個衝動落訂置業,才發現自己及家人入息不足以通過銀行壓力測試的求助個案。客戶找...

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01.12.2021
發展商呼吸PLAN進入高息期 支出大增 如何走出困局? WHAT'S NEW

發展商二按進入高息期 支出大增 如何走出困局?

近年新盤為加快銷情,不少發展商都會提供審批及按揭成數較銀行寬鬆的一按或二按計劃,特點是首兩...

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08.10.2021
疫情影響回港身處境外如何成功申請按揭呢? WHAT'S NEW

【疫情滯留】不想入境隔離 可以越洋申請按揭嗎? 授權人 代簽貸款信可行?

疫情之下,由外地回港都要接受隔離動輒十多日。若果早前買入新盤,現在成交期臨近,但又在海外工...

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20.09.2021
買樓結婚是人生喜事,不過買樓後,才記起曾做樓按擔保人,已耗盡了個人入息的最高貸款額度,不足以支撐兩間物業的按揭,怎麼辦? WHAT'S NEW

一個男人孭起兩層樓 入息唔夠計點做?

買樓結婚是人生喜事,不過買樓後,才記起曾做樓按擔保人,已耗盡了個人入息的最高貸款額度,不足...

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29.07.2021
善用轉按套現財技 15萬變出3千萬的故事 WHAT'S NEW

真實案例:轉按套現財技 已持有5間物業,用盡「人頭」,可再甩名買入第6間?

客戶2004年把握到樓市低位首次置業。當時客戶月入不到$10,000,「死慳死抵」儲到15...

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08.07.2021
用孖展抽新股差點影響到按揭審批 WHAT'S NEW

東方日報 |孖展抽新股 小心影響申按揭

近年多隻科網新股引起全城投資者熱搶,若然想抽中,不少人都會用孖展去抽,不過,原來這筆孖展會...

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07.05.2021
捱義氣做擔保人,日後做按揭有影響嗎? WHAT'S NEW

【按揭快問快答】捱義氣做擔保人,日後做按揭有影響嗎?

問:助親友做按揭擔保人,有沒有潛在風險?要注意甚麼? 注意事項: 1.  按揭成數方面 9...

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15.04.2021
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    • 2025.09.01 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for July 2025
    • 2025.08.01 | Mortgage Statistics, WHAT'S NEW

      Residential mortgage loans in negative equity: End of June 2025
    • 2025.08.01 | Mortgage Statistics

      Residential Mortgage Survey Results for June 2025
    • 2025.07.02 | Mortgage Statistics

      Residential Mortgage Survey Results for May 2025
    • 2025.06.02 | WHAT'S NEW, Mortgage Statistics

      Residential Mortgage Survey Results for April 2025
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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