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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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  3. 供款與入息比率

供款與入息比率

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IMG 2266 scaled WHAT'S NEW

定息按揭|按證減息逾半厘 10年期利率降至1.99% 業界:或導致銀行減息

按證公司今年5月推出定息按揭試驗計劃,雖然按證定按免壓測,但10至20年期的定按息率介乎2...

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02.11.2020
20200301 WHAT'S NEW

定息按揭 優劣一睇就明!

甚麼是定息按揭? 定息按揭是指於特定的定息期內,供款息率不變。不會受到最優惠利率變動的影響...

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01.11.2020
揹住層樓都可以做擔保人? WHAT'S NEW

【#按揭快問快答】揹住層樓都可以做擔保人?

最近收到查詢:有位廿四孝爸爸打算做擔保人,協助即將結婚上車的兒子置業。不過,因為他持有的物...

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29.10.2020
發展商按揭或呼吸plan是危還是機? WHAT'S NEW

【#按揭用語教室】咩嘢係呼吸plan? 點樣申請轉按慳息?

「呼吸 plan」一般低息年期非常短,其後的利息明顯高於市場利率,可能去到 P +2%,即...

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22.10.2020
不少人買樓前都會先行計一計自己能否通過壓力測試,不過如果有小額貸款/ 私貸等都有可能導致不能通過壓力測試。 WHAT'S NEW

信用卡免息分期影響通過壓力測試?幾千元小額債務原來可阻滯按揭審批|按揭通識

不少人買樓前都會先行計一計自己能否通過壓力測試,不過如果有小額貸款/ 私貸等都有可能導致不...

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25.09.2020
20200806 ONCC WHAT'S NEW

【專家樓評】黃詠欣:加按內地房產套現 邊啲城市可以?

過往有不少人在內地置業,不過即使內地物業樓價上升,但要在內地銀行將物業加按套現絕不容易,故...

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06.08.2020
20200710 ONCC e1594610946886 WHAT'S NEW

【專家樓評】新居屋按揭批核受阻 竟然係申報入息太誇張?

居屋及綠置居按揭有政府做擔保,銀行在批核按揭時,會相對寬鬆一點,大部分銀行不需做壓力測試,...

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10.07.2020
20200511 定息VS浮息 WHAT'S NEW

定息按揭大解構

搵工,人人都想搵份收入穩定的;但是否所有事,都如 「搵工」 一樣,適合穩穩陣陣呢? 近日,...

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12.06.2020
201810 WHAT'S NEW

經濟日報:銀行趨審慎 全方位收緊樓按優惠

業界:銀行日日變 宜盡快申請鎖優惠 市場透露,近日有個別小型銀行收緊以佣金收入人士的按揭審...

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11.06.2020
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      Residential mortgage loans in negative equity: End of December 2024
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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