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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
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    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 非住宅物業

非住宅物業

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近日觀塘駱駝漆大廈有食肆涉嫌違契經營,當監管當局要求月底前還原成倉庫或工業用途,否則業主將被「釘契」。其實自從90年代香港工業北移以後,不少工廈已經沒有工業生產,不少已改作貨倉,甚至有部分工廈有租戶用作音樂教室、瑜伽教室及食肆等,這類更改用途如被「釘契」,購入這類工廈單位,能否做到按揭? WHAT'S NEW

香港財經時報HKBT | 車位按揭玩法|投資用途車位按揭成數+貸款額+息率必知事項|按揭通識

【車位按揭玩法】投資用途車位,較難申請按揭?車位屬非住宅物業,一般最高按揭成數為50%, ...

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30.07.2022
按揭成數怎計算?利嘉閣按揭為你解構 WHAT'S NEW

按揭成數點計先最抵?按揭新手懶人包 ─ 按揭成數篇

為你解構各種影響按揭成數的因素:目前銀行批出的按揭貸款金額須遵守金管局「按揭成數」指引,影...

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19.11.2021
跨境物業套現 唔使親身返內地 WHAT'S NEW

跨境物業套現 不用親身回內地做手續

疫情之下,跨境理財是新常態,不單可以在香港跨境做海外物業按揭,內地物業套現亦一樣可以一站式...

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06.10.2021
申請商舖按揭變住宅按揭?銀行註錯信貸紀錄唔肯改!影響按揭審批點做|按揭通識 WHAT'S NEW

申請商舖按揭變住宅按揭?銀行註錯信貸紀錄唔肯改!影響按揭審批點做|按揭通識

過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸...

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22.05.2021
過往曾經提及過銀行在接到按揭申請時,基本上都會開申請人的信貸報告查閱,每間銀行查閱後,信貸報告是會留下紀錄,最近我們收到的求助個案,便與這個紀錄出錯相關 WHAT'S NEW

銀行紀錄出錯 申按揭仍有計

客戶購入商舖,自行向兩間銀行申請按揭,不久便獲其中一間銀行回覆在其信貸報告中,看到有其他銀...

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29.04.2021
長沙灣道 scaled WHAT'S NEW

政府再減辣,工廈及車位按揭注意事項

政府於2020施政報告宣布撤銷非住宅物業雙倍從價印花稅,由11月26日起生效,便利企業出售...

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25.11.2020
20200821 ONCC WHAT'S NEW

【專家樓評】黃詠欣:放寛非住宅按揭成數 點解唔夠喉?

金管局昨日(19日)宣布放寬非住宅物業按揭貸款按揭成數上限,一般個案的上限由40%上調至 ...

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21.08.2020
20200819 頭條財經網 1 News Channel

金管局放寬非住宅按揭 貸款成數上限增至五成

金管局宣佈放寬非住宅物業按揭貸款適用按揭成數上限10個百分點,一般個案上限由四成上調至五成...

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20.08.2020
20200819 明報 News Channel

零售低迷 舖位商廈業主「壯士斷臂」

去年社會運動及今年新冠疫情肆虐下,零售市道及經濟環境轉壞,多類工商物業均錄得大幅蝕讓個案,...

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20.08.2020
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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